M&F Bancorp, Inc. (MFBP)

M&F Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	31.81	36.37	45.69	89.47	41.3	43.98
Investment Securities	188.99	45.06	61.05	42.36	21.91	14.25
Mortgage-Backed Securities	-	138.43	59.14	53.57	53.61	46.95
Total Investments	188.99	183.49	120.19	95.93	75.53	61.21
Gross Loans	286.58	284.03	269.08	246.91	231.91	187.52
Allowance for Loan Losses	-4.09	-3.9	-3.99	-2.86	-2.27	-2.67
Net Loans	282.49	280.13	265.1	244.05	229.64	184.85
Property, Plant & Equipment	5.2	4.78	4.21	4.06	3.25	3.71
Accrued Interest Receivable	2.11	2.15	1.54	1.32	0.87	0.87
Other Receivables	-	-	-	0	0.02	0.27
Long-Term Deferred Tax Assets	2.72	3.31	3.25	3.61	2.13	2.76
Other Real Estate Owned & Foreclosed	0.1	0.1	-	-	-	-
Other Long-Term Assets	14.55	14.36	12.97	12.36	12.16	11.17
Total Assets	528.33	525.01	453.26	451	365.06	309.07
Interest Bearing Deposits	297.45	271.81	196.83	203.65	187.34	168.1
Institutional Deposits	-	23.97	23.39	18.53	23.03	20.29
Non-Interest Bearing Deposits	93.46	94.99	100.72	105.22	106.66	92.36
Total Deposits	390.91	390.76	320.94	327.4	317.02	280.74
Current Portion of Leases	-	0.25	-	0.28	-	-
Long-Term Debt	-	-	-	0.03	0.13	-
Long-Term Leases	1.12	0.9	1.32	1.24	0.99	1.35
Pension & Post-Retirement Benefits	-	1.46	1.59	1.7	2.08	2.23
Other Long-Term Liabilities	5.82	3.56	4.2	2.29	1.95	1.28
Total Liabilities	397.84	396.93	328.06	332.94	322.16	285.6
Preferred Stock, Redeemable	17.3	17.3	17.3	17.3	17.3	-
Preferred Stock, Non-Redeemable	80	80	80	80	-	-
Total Preferred Equity	97.3	97.3	97.3	97.3	17.3	-
Common Stock	9.01	9.19	9	8.87	8.82	8.61
Retained Earnings	31.6	31.16	27.91	23.01	18.91	16.34
Comprehensive Income & Other	-7.42	-9.59	-9.01	-11.12	-2.13	-1.49
Total Common Equity	33.19	30.77	27.9	20.76	25.6	23.46
Shareholders' Equity	130.49	128.07	125.2	118.06	42.9	23.46
Total Liabilities & Equity	528.33	525.01	453.26	451	365.06	309.07
Total Debt	1.12	1.16	1.32	1.56	1.12	1.35
Net Cash (Debt)	33.66	38.18	47.82	91.61	43.38	46.81
Net Cash Growth	-29.61%	-20.17%	-47.80%	111.17%	-7.33%	145.47%
Net Cash Per Share	16.81	19.09	23.87	46.16	21.96	22.86
Filing Date Shares Outstanding	1.97	1.98	1.98	1.98	1.98	1.94
Total Common Shares Outstanding	1.97	1.98	1.98	1.98	1.98	1.94
Book Value Per Share	16.84	15.52	14.08	10.48	12.93	12.09
Tangible Book Value	33.19	30.77	27.9	20.76	25.6	23.46
Tangible Book Value Per Share	16.84	15.52	14.08	10.48	12.93	12.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.