M&F Bancorp Statistics
Total Valuation
M&F Bancorp has a market cap or net worth of 38.63 million.
| Market Cap | 38.63M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, February 6, 2026.
| Earnings Date | Feb 6, 2026 |
| Ex-Dividend Date | Nov 19, 2025 |
Share Statistics
M&F Bancorp has 1.93 million shares outstanding. The number of shares has decreased by -0.12% in one year.
| Current Share Class | 1.93M |
| Shares Outstanding | 1.93M |
| Shares Change (YoY) | -0.12% |
| Shares Change (QoQ) | -1.69% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 13.96.
| PE Ratio | 13.96 |
| Forward PE | n/a |
| PS Ratio | 1.62 |
| PB Ratio | 0.29 |
| P/TBV Ratio | 1.14 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.73% |
| Revenue Per Employee | 344,797 |
| Profits Per Employee | 41,522 |
| Employee Count | 70 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, M&F Bancorp has paid 1.22 million in taxes.
| Income Tax | 1.22M |
| Effective Tax Rate | 20.23% |
Stock Price Statistics
The stock price has decreased by -10.92% in the last 52 weeks. The beta is -0.64, so M&F Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | -0.64 |
| 52-Week Price Change | -10.92% |
| 50-Day Moving Average | 19.03 |
| 200-Day Moving Average | 18.84 |
| Relative Strength Index (RSI) | 61.69 |
| Average Volume (20 Days) | 1,263 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.39 |
Income Statement
In the last 12 months, M&F Bancorp had revenue of 23.79 million and earned 2.87 million in profits. Earnings per share was 1.43.
| Revenue | 23.79M |
| Gross Profit | 23.79M |
| Operating Income | 6.18M |
| Pretax Income | 6.01M |
| Net Income | 2.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.43 |
Balance Sheet
The company has 33.73 million in cash and 1.06 million in debt, with a net cash position of 32.67 million or 16.90 per share.
| Cash & Cash Equivalents | 33.73M |
| Total Debt | 1.06M |
| Net Cash | 32.67M |
| Net Cash Per Share | 16.90 |
| Equity (Book Value) | 131.24M |
| Book Value Per Share | 17.48 |
| Working Capital | -348.29M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 25.98% |
| Pretax Margin | 25.27% |
| Profit Margin | 20.15% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.24, which amounts to a dividend yield of 1.20%.
| Dividend Per Share | 0.24 |
| Dividend Yield | 1.20% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 16.76% |
| Buyback Yield | 0.12% |
| Shareholder Yield | 1.32% |
| Earnings Yield | 7.42% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 11, 2005. It was a forward split with a ratio of 2.
| Last Split Date | Jan 11, 2005 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |