M&F Bancorp Statistics
Total Valuation
M&F Bancorp has a market cap or net worth of 34.95 million.
| Market Cap | 34.95M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, August 1, 2025.
| Earnings Date | Aug 1, 2025 |
| Ex-Dividend Date | May 21, 2025 |
Share Statistics
M&F Bancorp has 1.94 million shares outstanding. The number of shares has increased by 0.11% in one year.
| Current Share Class | 1.94M |
| Shares Outstanding | 1.94M |
| Shares Change (YoY) | +0.11% |
| Shares Change (QoQ) | +0.12% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.94.
| PE Ratio | 9.94 |
| Forward PE | n/a |
| PS Ratio | 1.47 |
| PB Ratio | 0.27 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.86%.
| Return on Equity (ROE) | 3.86% |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 344,348 |
| Profits Per Employee | 48,913 |
| Employee Count | 69 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +30.44% in the last 52 weeks. The beta is -0.47, so M&F Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | -0.47 |
| 52-Week Price Change | +30.44% |
| 50-Day Moving Average | 18.11 |
| 200-Day Moving Average | 18.69 |
| Relative Strength Index (RSI) | 43.76 |
| Average Volume (20 Days) | 1,282 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, M&F Bancorp had revenue of 23.76 million and earned 3.38 million in profits. Earnings per share was 1.68.
| Revenue | 23.76M |
| Gross Profit | 23.76M |
| Operating Income | 6.34M |
| Pretax Income | 6.18M |
| Net Income | 3.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.68 |
Balance Sheet
The company has 34.77 million in cash and 1.12 million in debt, giving a net cash position of 33.66 million or 17.34 per share.
| Cash & Cash Equivalents | 34.77M |
| Total Debt | 1.12M |
| Net Cash | 33.66M |
| Net Cash Per Share | 17.34 |
| Equity (Book Value) | 130.49M |
| Book Value Per Share | 16.84 |
| Working Capital | -353.93M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.70% |
| Pretax Margin | 26.02% |
| Profit Margin | 20.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.24, which amounts to a dividend yield of 1.33%.
| Dividend Per Share | 0.24 |
| Dividend Yield | 1.33% |
| Dividend Growth (YoY) | 22.22% |
| Years of Dividend Growth | 3 |
| Payout Ratio | n/a |
| Buyback Yield | -0.11% |
| Shareholder Yield | 1.23% |
| Earnings Yield | 9.66% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 11, 2005. It was a forward split with a ratio of 2.
| Last Split Date | Jan 11, 2005 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |