Merchants Financial Group, Inc. (MFGI)
OTCMKTS · Delayed Price · Currency is USD
42.40
-0.19 (-0.45%)
Aug 18, 2026, 2:32 PM EST
Merchants Financial Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 32.38 | 18.54 | 25.5 | 30.42 | 28.78 |
Depreciation & Amortization | 8.42 | 9.18 | 9.55 | 9.28 | 10.5 |
Gain (Loss) on Sale of Assets | -0.63 | -0.07 | - | 0.02 | -0.11 |
Gain (Loss) on Sale of Investments | -0.49 | 1.16 | 0.18 | 0.37 | 1.05 |
Total Asset Writedown | 0.45 | 0.11 | 0.01 | 0.16 | - |
Provision for Credit Losses | -1.48 | 10.09 | 1.45 | -2.31 | -3.06 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -9.7 | 2.32 | 5.07 | 18.84 | 27.43 |
Change in Other Net Operating Assets | -1.48 | -0.98 | -1.56 | -1.36 | -1.02 |
Other Operating Activities | -12.73 | -2.1 | -5.35 | 3.21 | -2.6 |
Operating Cash Flow | 11.01 | 36.91 | 34.11 | 56.82 | 45.35 |
Operating Cash Flow Growth | -70.18% | 8.22% | -39.97% | 25.28% | 24.10% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.58 | -2.13 | -4.64 | -8.78 | -7.21 |
Sale of Property, Plant and Equipment | 2.27 | - | - | 0.04 | 0.99 |
Investment in Securities | -107.62 | -80.21 | 75.51 | -129.99 | -85.31 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 74.31 | 28.66 | -282.81 | -271.83 | 163.4 |
Other Investing Activities | 0.33 | 4.03 | -1.99 | -8 | -0.29 |
Investing Cash Flow | -24.18 | -49.09 | -213.79 | -418.29 | 75.4 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | 97.74 | 10.32 | - |
Long-Term Debt Issued | - | 15 | - | - | - |
Total Debt Issued | - | 15 | 97.74 | 10.32 | - |
Short-Term Debt Repaid | -0.02 | -94.69 | - | - | -11.02 |
Long-Term Debt Repaid | -10.3 | -10.36 | -17.76 | -2.42 | -2.88 |
Total Debt Repaid | -10.32 | -105.06 | -17.76 | -2.42 | -13.9 |
Net Debt Issued (Repaid) | -10.32 | -90.06 | 79.97 | 7.9 | -13.9 |
Repurchase of Common Stock | -3.03 | -2.68 | - | -2.41 | -0.85 |
Common Dividends Paid | -6.22 | -5.7 | -5.54 | -4.97 | -6.97 |
Net Increase (Decrease) in Deposit Accounts | 97.39 | 249.35 | -82.89 | -261.26 | 326.79 |
Financing Cash Flow | 77.82 | 150.92 | -8.45 | -260.74 | 305.08 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 64.65 | 138.74 | -188.14 | -622.22 | 425.83 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 10.43 | 34.78 | 29.46 | 48.04 | 38.15 |
Free Cash Flow Growth | -70.02% | 18.06% | -38.66% | 25.93% | 20.15% |
Free Cash Flow Margin | 8.36% | 33.99% | 26.55% | 41.34% | 31.81% |
Free Cash Flow Per Share | 1.32 | 4.39 | 3.73 | 6.08 | 4.83 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 52.59 | 47.48 | 28.78 | 7.95 | 8.63 |
Cash Income Tax Paid | 4.22 | 8.53 | 16.8 | 13.07 | 17.47 |