Merchants Financial Group, Inc. (MFGI)
OTCMKTS · Delayed Price · Currency is USD
35.61
-0.29 (-0.81%)
Apr 13, 2026, 4:00 PM EST

Merchants Financial Group Statistics

Total Valuation

MFGI has a market cap or net worth of 280.28 million.

Market Cap280.28M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026.

Earnings Date Apr 29, 2026
Ex-Dividend Date Nov 21, 2025

Share Statistics

MFGI has 7.87 million shares outstanding. The number of shares has decreased by -0.30% in one year.

Current Share Class 7.87M
Shares Outstanding 7.87M
Shares Change (YoY) -0.30%
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) 4.26%
Float n/a

Valuation Ratios

The trailing PE ratio is 8.69.

PE Ratio 8.69
Forward PE n/a
PS Ratio 2.25
PB Ratio 0.91
P/TBV Ratio 1.03
P/FCF Ratio 26.88
P/OCF Ratio 25.47
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.32
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.10%.

Return on Equity (ROE) 11.10%
Return on Assets (ROA) 1.14%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.55%
Revenue Per Employee 277,298
Profits Per Employee 71,951
Employee Count 450
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, MFGI has paid 8.67 million in taxes.

Income Tax 8.67M
Effective Tax Rate 21.12%

Stock Price Statistics

The stock price has increased by +51.53% in the last 52 weeks. The beta is -0.02, so MFGI's price volatility has been lower than the market average.

Beta (5Y) -0.02
52-Week Price Change +51.53%
50-Day Moving Average 33.04
200-Day Moving Average 27.21
Relative Strength Index (RSI) 73.96
Average Volume (20 Days) 1,344

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.39

Income Statement

In the last 12 months, MFGI had revenue of 124.78 million and earned 32.38 million in profits. Earnings per share was 4.10.

Revenue124.78M
Gross Profit 124.78M
Operating Income 44.19M
Pretax Income 41.05M
Net Income 32.38M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 4.10
Full Income Statement

Balance Sheet

The company has 242.94 million in cash and 44.99 million in debt, with a net cash position of 197.94 million or 25.15 per share.

Cash & Cash Equivalents 242.94M
Total Debt 44.99M
Net Cash 197.94M
Net Cash Per Share 25.15
Equity (Book Value) 307.69M
Book Value Per Share 39.09
Working Capital -2.26B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 11.01 million and capital expenditures -579,000, giving a free cash flow of 10.43 million.

Operating Cash Flow 11.01M
Capital Expenditures -579,000
Depreciation & Amortization n/a
Net Borrowing -10.32M
Free Cash Flow 10.43M
FCF Per Share 1.32
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.41%
Pretax Margin 32.90%
Profit Margin 25.95%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 8.36%

Dividends & Yields

This stock pays an annual dividend of 0.82, which amounts to a dividend yield of 2.30%.

Dividend Per Share 0.82
Dividend Yield 2.30%
Dividend Growth (YoY) 9.72%
Years of Dividend Growth 6
Payout Ratio 19.22%
Buyback Yield 0.30%
Shareholder Yield 2.60%
Earnings Yield 11.55%
FCF Yield 3.72%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 16, 2022. It was a forward split with a ratio of 3.

Last Split Date May 16, 2022
Split Type Forward
Split Ratio 3

Scores

Altman Z-Score n/a
Piotroski F-Score 3