Malaga Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	61.36	60.13	56.74	48.19	47.67
Interest Income on Investments	7.14	8.54	11.03	4.66	0.67
Total Interest Income	68.5	68.67	67.77	52.85	48.34
Interest Paid on Deposits	16	15.98	12.75	4.38	3.13
Interest Paid on Borrowings	8.21	8.38	9.09	5.63	5.66
Total Interest Expense	24.21	24.36	21.84	10	8.79
Net Interest Income	44.29	44.31	45.93	42.85	39.55
Net Interest Income Growth (YoY)	-0.05%	-3.53%	7.21%	8.33%	5.08%
Other Non-Interest Income	1.05	1.45	0.97	0.91	0.87
Total Non-Interest Income	1.05	1.45	0.97	0.91	0.87
Non-Interest Income Growth (YoY)	-27.26%	49.07%	7.40%	4.26%	10.57%
Revenues Before Loan Losses	45.35	45.76	46.91	43.75	40.42
Provision for Loan Losses	0.04	-0.14	0.07	0.03	0.11
Revenue	45.31	45.9	46.83	43.73	40.31
Revenue Growth (YoY)	-1.28%	-1.99%	7.11%	8.47%	5.35%
Salaries and Employee Benefits	8.37	8.25	8.34	7.88	7.47
Occupancy Expenses	1.49	0.75	0.73	0.7	0.69
Federal Deposit Insurance	0.58	0.61	0.66	0.39	0.36
Selling, General & Administrative	4.39	4.35	4.48	4.41	3.96
Total Non-Interest Expense	14.82	13.95	14.21	13.38	12.48
EBT Excluding Unusual Items	30.5	31.95	32.63	30.34	27.83
Pretax Income	30.5	31.95	32.63	30.34	27.83
Income Tax Expense	8.94	9.3	9.65	8.99	8.23
Net Income	21.55	22.65	22.98	21.35	19.6
Net Income to Common	21.55	22.65	22.98	21.35	19.6
Net Income Growth	-4.84%	-1.44%	7.63%	8.93%	6.91%
Basic Shares Outstanding	10	10	10	10	10
Diluted Shares Outstanding	10	10	10	10	10
Shares Change (YoY)	-0.08%	-	-0.00%	0.33%	0.30%
EPS (Basic)	2.18	2.29	2.32	2.16	1.99
EPS (Diluted)	2.18	2.29	2.32	2.16	1.99
EPS Growth	-4.62%	-1.58%	7.63%	8.61%	6.43%
Dividend Per Share	-	0.907	0.864	0.823	0.823
Dividend Growth	-	4.99%	5.01%	-	-
Effective Tax Rate	29.32%	29.10%	29.56%	29.63%	29.57%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.