Malaga Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	21.55	22.65	22.98	21.35	19.6
Depreciation & Amortization	0.76	0.68	0.67	0.76	0.74
Other Amortization	0.95	0.92	0.81	1.12	0.81
Provision for Credit Losses	0.04	-0.14	0.07	0.03	0.11
Accrued Interest Receivable	1.34	-1.48	-0.84	-0.49	-0.18
Other Operating Activities	-0.03	-0.13	-0.05	0.03	-0.01
Operating Cash Flow	24.79	22.48	22.41	27.26	21.51
Operating Cash Flow Growth	10.31%	0.28%	-17.77%	26.70%	23.54%
Capital Expenditures	-0.52	-1.7	-0.09	-3.33	-0.1
Investment in Securities	-	-	-	-	0.25
Net Decrease (Increase) in Loans Originated / Sold - Investing	0.9	29.37	-19.59	-6.24	-53.19
Other Investing Activities	-	-	-0.4	-0.41	-0.33
Investing Cash Flow	0.38	27.67	-20.08	-9.98	-53.38
Long-Term Debt Issued	70	20	70	40	-
Long-Term Debt Repaid	-65	-95	-40	-15	-15
Net Debt Issued (Repaid)	5	-75	30	25	-15
Issuance of Common Stock	-	-	-	0.48	0.7
Common Dividends Paid	-9.43	-8.98	-8.55	-8.15	-7.73
Net Increase (Decrease) in Deposit Accounts	4.65	-0.22	-77.75	-7.43	163.29
Financing Cash Flow	0.23	-84.2	-56.31	9.9	141.27
Net Cash Flow	25.4	-34.05	-53.97	27.18	109.4
Free Cash Flow	24.27	20.78	22.33	23.92	21.41
Free Cash Flow Growth	16.81%	-6.93%	-6.68%	11.73%	23.49%
Free Cash Flow Margin	53.57%	45.27%	47.67%	54.71%	53.12%
Free Cash Flow Per Share	2.46	2.10	2.26	2.42	2.17
Cash Interest Paid	-	24.45	21.58	9.42	8.78
Cash Income Tax Paid	-	9.86	10.03	8.55	8.15

Source: S&P Global Market Intelligence. Banks template. Financial Sources.