Malaga Financial Corporation (MLGF)

Malaga Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	21.55	22.65	22.98	21.35	19.6
Depreciation & Amortization	0.76	0.68	0.67	0.76	0.74
Other Amortization	0.95	0.92	0.81	1.12	0.81
Provision for Credit Losses	0.04	-0.14	0.07	0.03	0.11
Accrued Interest Receivable	1.34	-1.48	-0.84	-0.49	-0.18
Other Operating Activities	-0.03	-0.13	-0.05	0.03	-0.01
Operating Cash Flow	24.79	22.48	22.41	27.26	21.51
Operating Cash Flow Growth	10.31%	0.28%	-17.77%	26.70%	23.54%

Investing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-0.52	-1.7	-0.09	-3.33	-0.1
Investment in Securities	-	-	-	-	0.25
Net Decrease (Increase) in Loans Originated / Sold - Investing	0.9	29.37	-19.59	-6.24	-53.19
Other Investing Activities	-	-	-0.4	-0.41	-0.33
Investing Cash Flow	0.38	27.67	-20.08	-9.98	-53.38

Financing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	70	20	70	40	-
Long-Term Debt Repaid	-65	-95	-40	-15	-15
Net Debt Issued (Repaid)	5	-75	30	25	-15
Issuance of Common Stock	-	-	-	0.48	0.7
Common Dividends Paid	-9.43	-8.98	-8.55	-8.15	-7.73
Net Increase (Decrease) in Deposit Accounts	4.65	-0.22	-77.75	-7.43	163.29
Financing Cash Flow	0.23	-84.2	-56.31	9.9	141.27

Net Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	25.4	-34.05	-53.97	27.18	109.4

Free Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	24.27	20.78	22.33	23.92	21.41
Free Cash Flow Growth	16.81%	-6.93%	-6.68%	11.73%	23.49%
Free Cash Flow Margin	53.57%	45.27%	47.67%	54.71%	53.12%
Free Cash Flow Per Share	2.45	2.10	2.26	2.42	2.17

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	24.31	24.45	21.58	9.42	8.78
Cash Income Tax Paid	9.07	9.86	10.03	8.55	8.15

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2005

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 26, 2026

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