Malaga Financial Corporation (MLGF)

Malaga Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	22.98	21.35	19.6	18.34	15.39
Depreciation & Amortization	0.67	0.76	0.74	0.36	0.35
Other Amortization	0.81	1.12	0.81	0.98	0.95
Provision for Credit Losses	0.07	0.03	0.11	0.16	0.35
Accrued Interest Receivable	-0.84	-0.49	-0.18	-0.04	-0.45
Other Operating Activities	-0.05	0.03	-0.01	-0.25	-
Operating Cash Flow	22.41	27.26	21.51	17.41	18.42
Operating Cash Flow Growth	-17.77%	26.70%	23.54%	-5.46%	18.94%
Capital Expenditures	-0.09	-3.33	-0.1	-0.08	-0.23
Investment in Securities	-	-	0.25	0.98	0.73
Net Decrease (Increase) in Loans Originated / Sold - Investing	-19.59	-6.24	-53.19	-54.57	-149.96
Other Investing Activities	-0.4	-0.41	-0.33	-0.23	-1.07
Investing Cash Flow	-20.08	-9.98	-53.38	-53.89	-150.54
Long-Term Debt Issued	70	40	-	80	180
Long-Term Debt Repaid	-40	-15	-15	-75	-80
Net Debt Issued (Repaid)	30	25	-15	5	100
Issuance of Common Stock	-	0.48	0.7	0.19	0.51
Common Dividends Paid	-8.55	-8.15	-7.73	-7.34	-6.96
Net Increase (Decrease) in Deposit Accounts	-77.75	-7.43	163.29	50.26	46.12
Financing Cash Flow	-56.31	9.9	141.27	48.12	139.67
Net Cash Flow	-53.97	27.18	109.4	11.65	7.55
Free Cash Flow	22.33	23.92	21.41	17.34	18.19
Free Cash Flow Growth	-6.68%	11.73%	23.49%	-4.67%	120.17%
Free Cash Flow Margin	47.67%	54.71%	53.12%	45.31%	54.15%
Free Cash Flow Per Share	2.37	2.54	2.28	1.85	1.95
Cash Interest Paid	21.58	9.42	8.78	10.93	12.54
Cash Income Tax Paid	10.03	8.55	8.15	8.16	6.12

Source: S&P Global Market Intelligence. Banks template. Financial Sources.