Merchants & Marine Bancorp, Inc. (MNMB)

MNMB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	58.47	33.46	66.12	26.76	172.69	130.29
Investment Securities	338.44	142.18	145.71	208.54	112.1	112.34
Total Investments	338.44	142.18	145.71	208.54	112.1	112.34
Gross Loans	473.44	470.65	425.69	402.39	350.8	363.57
Allowance for Loan Losses	-6.7	-6.29	-7.68	-3.57	-3.61	-4.16
Net Loans	466.73	464.36	418.01	398.82	347.19	359.41
Property, Plant & Equipment	37.14	30.72	26.81	23.68	23.05	20.63
Other Real Estate Owned & Foreclosed	0.22	-	0.02	-	0.25	0.19
Other Long-Term Assets	46.47	46.15	30.18	28.85	26.7	27.14
Total Assets	947.47	716.86	686.86	686.66	681.97	649.99
Interest Bearing Deposits	166.15	162.89	134.56	158.41	173.02	168.7
Non-Interest Bearing Deposits	437.66	410.64	363.57	395.28	414.98	384.39
Total Deposits	603.81	573.53	498.13	553.69	588	553.09
Short-Term Borrowings	203.76	4.34	53.63	4.17	4.05	3.98
Other Current Liabilities	0.4	0.73	0.73	0.73	0.73	0.73
Other Long-Term Liabilities	11.1	12.21	10.61	7.18	7.08	10.38
Total Liabilities	819.07	590.81	563.11	565.77	599.86	568.18
Preferred Stock, Non-Redeemable	50.6	50.6	50.6	50.6	-	-
Total Preferred Equity	50.6	50.6	50.6	50.6	-	-
Common Stock	3.33	3.33	3.33	3.33	3.33	3.33
Retained Earnings	72.04	71.19	67.72	67.14	66.1	65.84
Comprehensive Income & Other	2.44	0.94	2.11	-0.17	12.69	12.65
Total Common Equity	77.81	75.46	73.15	70.3	82.11	81.81
Shareholders' Equity	128.4	126.05	123.75	120.89	82.11	81.81
Total Liabilities & Equity	947.47	716.86	686.86	686.66	681.97	649.99
Total Debt	203.76	4.34	53.63	4.17	4.05	3.98
Net Cash (Debt)	-145.29	29.13	12.49	22.59	168.63	126.31
Net Cash Growth	-	133.23%	-44.73%	-86.60%	33.51%	108.36%
Net Cash Per Share	-	24.02	9.40	16.99	126.59	94.96
Filing Date Shares Outstanding	-	0.85	1.32	1.33	1.32	1.33
Total Common Shares Outstanding	-	0.85	1.32	1.33	1.32	1.33
Book Value Per Share	-	88.64	55.29	52.87	61.97	61.61
Tangible Book Value	77.81	75.46	73.15	70.3	82.11	81.81
Tangible Book Value Per Share	-	88.64	55.29	52.87	61.97	61.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.