MSWV Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	61.62	54.42	20.88	13.8	44.44
Investment Securities	155.7	63.09	40.86	40.52	42.96
Mortgage-Backed Securities	-	100.73	45.54	51.25	67.26
Total Investments	155.7	163.82	86.41	91.77	110.22
Gross Loans	1,223	1,151	694.23	620.76	475.31
Allowance for Loan Losses	-13.1	-11.81	-7.28	-6.66	-5.44
Other Adjustments to Gross Loans	-	-25.79	-17.35	-19.17	-15.28
Net Loans	1,210	1,114	669.6	594.93	454.59
Property, Plant & Equipment	7.78	8.01	4.9	5.18	5.22
Goodwill	-	5.16	1.72	1.72	1.72
Other Intangible Assets	-	10.89	-	-	-
Loans Held for Sale	-	-	-	-	0.27
Accrued Interest Receivable	-	6.3	2.76	2.13	1.66
Other Real Estate Owned & Foreclosed	-	0.15	-	-	-
Other Long-Term Assets	59.53	41.04	19.72	16.92	13.67
Total Assets	1,496	1,410	809.95	729.77	636
Interest Bearing Deposits	1,332	1,031	658.43	579.93	520.96
Institutional Deposits	-	125.3	34.7	25.9	19.5
Total Deposits	1,332	1,156	693.13	605.83	540.46
Short-Term Borrowings	-	25.96	8.74	14.78	22.4
Current Portion of Long-Term Debt	-	100	44	52.5	-
Accrued Interest Payable	12.23	0.6	0.52	0.31	0.02
Long-Term Debt	22.44	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	3	6	14
Trust Preferred Securities	-	2.44	-	-	-
Other Long-Term Liabilities	-	13.64	7.59	5.62	5.5
Total Liabilities	1,367	1,299	756.98	685.04	582.38
Common Stock	7.83	7.8	0.4	0.4	0.4
Additional Paid-In Capital	57.22	56.39	36.72	36.58	36.42
Retained Earnings	69.73	57.36	55.34	49.65	42.7
Treasury Stock	-	-	-30.33	-30.46	-25.79
Comprehensive Income & Other	-6.05	-10.91	-9.16	-11.44	-0.1
Shareholders' Equity	128.72	110.64	52.97	44.73	53.63
Total Liabilities & Equity	1,496	1,410	809.95	729.77	636
Total Debt	22.44	128.4	55.74	73.28	36.4
Net Cash (Debt)	39.19	-73.98	-34.86	-59.48	8.04
Net Cash Growth	-	-	-	-	-68.38%
Net Cash Per Share	5.01	-12.00	-9.02	-14.90	1.87
Filing Date Shares Outstanding	7.83	7.8	3.84	3.83	4.13
Total Common Shares Outstanding	7.83	7.8	3.84	3.83	4.13
Book Value Per Share	16.44	14.18	13.79	11.69	13.00
Tangible Book Value	128.72	94.59	51.25	43.01	51.91
Tangible Book Value Per Share	16.44	12.13	13.35	11.24	12.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.