Main Street Financial Services Corp. (MSWV)

MSWV Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	51.27	54.42	20.88	13.8	44.44	74.49
Investment Securities	156.61	63.09	40.86	40.52	42.96	33.33
Mortgage-Backed Securities	-	100.73	45.54	51.25	67.26	65.5
Total Investments	156.61	163.82	86.41	91.77	110.22	98.83
Gross Loans	1,204	1,151	694.23	620.76	475.31	406.93
Allowance for Loan Losses	-12.7	-11.81	-7.28	-6.66	-5.44	-4.7
Other Adjustments to Gross Loans	-	-25.79	-17.35	-19.17	-15.28	-10.88
Net Loans	1,191	1,114	669.6	594.93	454.59	391.35
Property, Plant & Equipment	7.86	8.01	4.9	5.18	5.22	5.47
Goodwill	-	5.16	1.72	1.72	1.72	1.72
Other Intangible Assets	-	10.89	-	-	-	-
Loans Held for Sale	0.11	-	-	-	0.27	0.86
Accrued Interest Receivable	-	6.3	2.76	2.13	1.66	1.59
Other Real Estate Owned & Foreclosed	-	0.15	-	-	-	-
Other Long-Term Assets	61.51	41.04	19.72	16.92	13.67	13.06
Total Assets	1,471	1,410	809.95	729.77	636	591.59
Interest Bearing Deposits	1,289	1,031	658.43	579.93	520.96	468.89
Institutional Deposits	-	125.3	34.7	25.9	19.5	15.7
Total Deposits	1,289	1,156	693.13	605.83	540.46	484.59
Short-Term Borrowings	26.67	25.96	8.74	14.78	22.4	23.08
Current Portion of Long-Term Debt	20	100	44	52.5	-	-
Accrued Interest Payable	11.65	0.6	0.52	0.31	0.02	0.07
Federal Home Loan Bank Debt, Long-Term	-	-	3	6	14	26
Trust Preferred Securities	-	2.44	-	-	-	-
Other Long-Term Liabilities	-	13.64	7.59	5.62	5.5	5.75
Total Liabilities	1,347	1,299	756.98	685.04	582.38	539.48
Common Stock	7.83	7.8	0.4	0.4	0.4	0.4
Additional Paid-In Capital	56.73	56.39	36.72	36.58	36.42	36.31
Retained Earnings	65.92	57.36	55.34	49.65	42.7	37.28
Treasury Stock	-	-	-30.33	-30.46	-25.79	-22.71
Comprehensive Income & Other	-6.86	-10.91	-9.16	-11.44	-0.1	0.83
Shareholders' Equity	123.62	110.64	52.97	44.73	53.63	52.12
Total Liabilities & Equity	1,471	1,410	809.95	729.77	636	591.59
Total Debt	46.67	128.4	55.74	73.28	36.4	49.08
Net Cash (Debt)	4.6	-73.98	-34.86	-59.48	8.04	25.42
Net Cash Growth	-	-	-	-	-68.38%	8151.62%
Net Cash Per Share	0.59	-12.00	-9.02	-14.90	1.87	5.65
Filing Date Shares Outstanding	7.83	7.8	3.84	3.83	4.13	4.3
Total Common Shares Outstanding	7.83	7.8	3.84	3.83	4.13	4.3
Book Value Per Share	15.79	14.18	13.79	11.69	13.00	12.13
Tangible Book Value	123.62	94.59	51.25	43.01	51.91	50.4
Tangible Book Value Per Share	15.79	12.13	13.35	11.24	12.58	11.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.