MSWV Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	45.5	61.62	54.42	20.88	13.8	44.44
Investment Securities	151.29	51.55	63.09	40.86	40.52	42.96
Mortgage-Backed Securities	-	104.15	100.73	45.54	51.25	67.26
Total Investments	151.29	155.7	163.82	86.41	91.77	110.22
Gross Loans	1,276	1,264	1,151	694.23	620.76	475.31
Allowance for Loan Losses	-13.67	-13.13	-11.81	-7.28	-6.66	-5.44
Other Adjustments to Gross Loans	-	-41.26	-25.79	-17.35	-19.17	-15.28
Net Loans	1,262	1,210	1,114	669.6	594.93	454.59
Property, Plant & Equipment	7.65	9.98	10.91	4.9	5.18	5.22
Goodwill	-	5.4	5.16	1.72	1.72	1.72
Other Intangible Assets	-	8.71	10.89	-	-	-
Loans Held for Sale	0.61	-	-	-	-	0.27
Accrued Interest Receivable	-	6.71	6.3	2.76	2.13	1.66
Other Real Estate Owned & Foreclosed	-	0.15	0.15	-	-	-
Other Long-Term Assets	57.97	36.36	38.14	19.72	16.92	13.67
Total Assets	1,527	1,496	1,410	809.95	729.77	636
Interest Bearing Deposits	1,359	848.46	663.92	658.43	579.93	520.96
Institutional Deposits	-	151	125.3	34.7	25.9	19.5
Non-Interest Bearing Deposits	-	332.3	367.11	-	-	-
Total Deposits	1,359	1,332	1,156	693.13	605.83	540.46
Short-Term Borrowings	-	19.93	25.96	8.74	14.78	22.4
Current Portion of Long-Term Debt	-	-	100	44	52.5	-
Current Portion of Leases	-	0.58	-	-	-	-
Accrued Interest Payable	11.13	0.22	0.6	0.52	0.31	0.02
Federal Home Loan Bank Debt, Long-Term	-	-	-	3	6	14
Long-Term Leases	-	1.65	2.9	-	-	-
Trust Preferred Securities	-	2.5	2.44	-	-	-
Other Long-Term Liabilities	-0	10.16	10.74	7.59	5.62	5.5
Total Liabilities	1,394	1,367	1,299	756.98	685.04	582.38
Common Stock	7.83	7.83	7.8	0.4	0.4	0.4
Additional Paid-In Capital	57.2	57.22	56.39	36.72	36.58	36.42
Retained Earnings	73.38	69.73	57.36	55.34	49.65	42.7
Treasury Stock	-	-	-	-30.33	-30.46	-25.79
Comprehensive Income & Other	-5.36	-6.05	-10.91	-9.16	-11.44	-0.1
Shareholders' Equity	133.05	128.72	110.64	52.97	44.73	53.63
Total Liabilities & Equity	1,527	1,496	1,410	809.95	729.77	636
Total Debt	23.29	24.67	131.3	55.74	73.28	36.4
Net Cash (Debt)	22.21	36.96	-76.88	-34.86	-59.48	8.04
Net Cash Growth	-	-	-	-	-	-68.38%
Net Cash Per Share	2.82	4.71	-12.47	-9.02	-14.90	1.87
Filing Date Shares Outstanding	7.83	7.83	7.8	3.84	3.83	4.13
Total Common Shares Outstanding	7.83	7.83	7.8	3.84	3.83	4.13
Book Value Per Share	16.99	16.44	14.18	13.79	11.69	13.00
Tangible Book Value	133.05	114.61	94.59	51.25	43.01	51.91
Tangible Book Value Per Share	16.99	14.64	12.13	13.35	11.24	12.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.