Mission Valley Bancorp (MVLY)

OTCMKTS · Delayed Price · Currency is USD

21.65

-0.05 (-0.23%)

Oct 5, 2026, 12:31 PM EST

Mission Valley Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	41.66	41.8	36.02	35.2	27.62	24.28
Revenue Growth	12.42%	16.07%	2.31%	27.46%	13.74%	40.49%
Net Income	7.76	8.03	6.23	7.36	4.77	4.96
Earnings Per Share	2.31	2.39	1.87	2.22	1.45	1.50
EPS Growth	44.37%	27.88%	-15.79%	53.06%	-3.33%	111.27%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Holding Company/ Administration	-2.35	-1.86
Community Bank	40.02	33.87
Mission Sba	4.12	4
Total	41.8	36.02

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	70.42	66.69	48.89	55.36	38.68	192.58
Total Debt	84.39	46.39	58.63	68.21	33.76	12.77
Net Cash (Debt)	-13.97	20.3	-9.74	-12.85	4.92	179.8
Net Cash Growth	-	-	-	-	-97.26%	286.55%
Net Cash Per Share	-4.16	6.04	-2.92	-3.87	1.50	54.55

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	7.24	5.08	6.12	-0.09	2.1
Capital Expenditures	-	-1.68	-1.06	-0.08	-0.08	-0.22
Free Cash Flow	-	5.56	4.01	6.04	-0.17	1.88
Free Cash Flow Growth	-	38.64%	-33.58%	-	-	-24.96%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	18.62%	19.20%	17.31%	20.90%	17.26%	20.41%
FCF Margin	-	13.30%	11.14%	17.16%	-0.61%	7.73%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.150	0.150	-	-	-	0.150
Dividend Per Share Growth	0%	-	-	-	-	-
Dividend Yield	0.69%	0.86%	-	-	-	1.10%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.37	7.29	9.13	6.22	9.12	9.43
P/FCF Ratio	-	10.53	14.18	7.58	-	24.93
PS Ratio	1.74	1.40	1.58	1.30	1.58	1.93