Mission Valley Bancorp (MVLY)

Mission Valley Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	8.03	6.23	7.36	4.77	4.96
Depreciation & Amortization	0.29	0.15	0.16	0.18	0.18
Gain (Loss) on Sale of Assets	-	-	-0.04	-	-0.01
Gain (Loss) on Sale of Investments	-0.56	-0.02	0.94	0.19	0.23
Provision for Credit Losses	0.3	1.1	1.35	1.1	-
Accrued Interest Receivable	1.03	4.79	-5.54	-1.81	-0.13
Other Operating Activities	0.22	-2.76	-1.51	-1.27	-1.67
Operating Cash Flow	7.24	5.08	6.12	-0.09	2.1
Operating Cash Flow Growth	42.64%	-17.08%	-	-	-24.55%

Investing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-1.68	-1.06	-0.08	-0.08	-0.22
Investment in Securities	2.89	5.67	4.16	-11.03	-4.79
Net Decrease (Increase) in Loans Originated / Sold - Investing	-61.47	-26.01	-79.8	-118.88	8.43
Other Investing Activities	-	-6.97	-0.65	-0.16	-0.41
Investing Cash Flow	-60.26	-28.37	-76.18	-130.14	3.07

Financing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	0.2	25	20	-
Long-Term Debt Issued	30	5	10.2	5	-
Total Debt Issued	30	5.2	35.2	25	-
Short-Term Debt Repaid	-37.38	-5	-	-	-
Long-Term Debt Repaid	-5	-10	-5	-2.34	-33.61
Total Debt Repaid	-42.38	-15	-5	-2.34	-33.61
Net Debt Issued (Repaid)	-12.38	-9.8	30.2	22.66	-33.61
Common Dividends Paid	-0.5	-0.5	-0.5	-0.49	-
Total Dividends Paid	-0.5	-0.5	-0.5	-0.49	-
Net Increase (Decrease) in Deposit Accounts	84.13	27.08	57.07	-45.93	127.52
Financing Cash Flow	71.24	16.78	86.78	-23.76	93.91

Net Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	18.22	-6.52	16.71	-153.99	99.08

Free Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	5.56	4.01	6.04	-0.17	1.88
Free Cash Flow Growth	38.64%	-33.58%	-	-	-24.96%
Free Cash Flow Margin	13.30%	11.14%	17.16%	-0.61%	7.73%
Free Cash Flow Per Share	1.65	1.20	1.82	-0.05	0.57

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	16.02	15.9	9.66	1.24	0.76
Cash Income Tax Paid	1.95	2.19	4.17	2.14	2.69

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 21, 2026

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