Mission Valley Bancorp (MVLY)

Mission Valley Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	7.36	4.77	4.96	2.3	3.6
Depreciation & Amortization	0.16	0.18	0.18	0.16	0.14
Gain (Loss) on Sale of Assets	-0.04	-	-0.01	-0.01	-
Gain (Loss) on Sale of Investments	0.94	0.19	0.23	0.18	-0.12
Provision for Credit Losses	1.35	1.1	-	1.85	0.56
Accrued Interest Receivable	-5.54	-1.81	-0.13	-0.76	-2.29
Other Operating Activities	-1.51	-1.27	-1.67	-1.53	2.71
Operating Cash Flow	6.12	-0.09	2.1	2.78	5.12
Operating Cash Flow Growth	-	-	-24.55%	-45.65%	-80.81%
Capital Expenditures	-0.08	-0.08	-0.22	-0.28	-0.15
Investment in Securities	4.16	-11.03	-4.79	-26.65	-6.64
Net Decrease (Increase) in Loans Originated / Sold - Investing	-79.8	-118.88	8.43	-52.54	-20.89
Other Investing Activities	-0.65	-0.16	-0.41	-0.06	-0.03
Investing Cash Flow	-76.18	-130.14	3.07	-79.44	-27.71
Short-Term Debt Issued	25	20	-	-	-
Long-Term Debt Issued	10.2	5	-	31.57	-
Total Debt Issued	35.2	25	-	31.57	-
Long-Term Debt Repaid	-5	-2.34	-33.61	-0.86	-3.64
Net Debt Issued (Repaid)	30.2	22.66	-33.61	30.71	-3.64
Common Dividends Paid	-0.5	-0.49	-	-	-0.32
Total Dividends Paid	-0.5	-0.49	-	-	-0.32
Net Increase (Decrease) in Deposit Accounts	57.07	-45.93	127.52	84.43	4.43
Financing Cash Flow	86.78	-23.76	93.91	115.14	0.46
Net Cash Flow	16.71	-153.99	99.08	38.48	-22.13
Free Cash Flow	6.04	-0.17	1.88	2.5	4.97
Free Cash Flow Growth	-	-	-24.96%	-49.66%	-81.29%
Free Cash Flow Margin	17.16%	-0.61%	7.73%	14.46%	27.06%
Free Cash Flow Per Share	1.82	-0.05	0.57	0.77	1.54
Cash Interest Paid	9.66	1.24	0.76	0.94	1.24
Cash Income Tax Paid	4.17	2.14	2.69	1.06	1.99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.