National Capital Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	66.39	81.24	44.93	43.73	36.95	138.61
Investment Securities	113.79	76.76	81.28	86.05	38.04	41.19
Trading Asset Securities	-	0.71	0.28	0.18	-	0.11
Mortgage-Backed Securities	-	38.8	43.13	48.61	119.66	138.02
Total Investments	113.79	116.27	124.69	134.84	157.69	179.32
Gross Loans	530.2	542.77	520.2	497.69	425.56	397.49
Allowance for Loan Losses	-6.13	-6.58	-6.13	-5.45	-5.07	-5.96
Other Adjustments to Gross Loans	-	-0.89	-1.05	-0.71	-0.41	-1.04
Net Loans	524.07	535.3	513.03	491.53	420.08	390.49
Property, Plant & Equipment	6.61	6.4	6.54	6.94	7.55	8.2
Loans Held for Sale	-	-	-	0.79	-	-
Accrued Interest Receivable	-	2.54	2.45	2.42	2.02	2.14
Long-Term Deferred Tax Assets	-	4.4	5.15	4.77	5.08	1.73
Other Long-Term Assets	24.48	17.58	17.56	18.03	14.78	14.21
Total Assets	735.35	763.75	714.34	703.05	644.16	734.71
Interest Bearing Deposits	650.66	418.85	381.86	361.41	351.37	374.23
Institutional Deposits	-	85.26	73.59	53.88	12.34	14.36
Non-Interest Bearing Deposits	-	174.09	172.76	165.36	208.04	268.53
Total Deposits	650.66	678.19	628.21	580.65	571.75	657.12
Short-Term Borrowings	-	0.71	9.28	52.18	7.27	6.43
Current Portion of Leases	-	0.1	-	-	-	0.13
Accrued Interest Payable	-	0.24	0.24	0.22	0.09	0.07
Other Current Liabilities	-	0.01	-	-	-	-
Long-Term Debt	13.86	13.84	13.79	13.73	13.68	13.62
Long-Term Leases	-	0.01	0.24	0.28	0.4	0.48
Other Long-Term Liabilities	2.29	2.98	3.38	2.61	2.63	2
Total Liabilities	666.81	696.09	655.13	649.68	595.83	679.85
Common Stock	68.53	0.01	0.01	0.01	0	0
Additional Paid-In Capital	-	1.74	1.66	1.57	1.49	1.39
Retained Earnings	-	73.02	66.95	61.51	58.19	54.29
Comprehensive Income & Other	-	-7.12	-9.41	-9.72	-11.35	-0.82
Shareholders' Equity	68.53	67.66	59.21	53.37	48.33	54.85
Total Liabilities & Equity	735.35	763.75	714.34	703.05	644.16	734.71
Total Debt	13.86	14.67	23.31	66.2	21.35	20.67
Net Cash (Debt)	52.54	67.29	21.9	-22.28	15.6	118.05
Net Cash Growth	-	207.31%	-	-	-86.78%	2352.87%
Net Cash Per Share	45.65	58.51	19.03	-19.37	13.58	103.07
Filing Date Shares Outstanding	1.15	1.15	1.15	1.15	1.15	1.15
Total Common Shares Outstanding	1.15	1.15	1.15	1.15	1.15	1.15
Book Value Per Share	59.47	58.78	51.57	46.39	42.05	47.87
Tangible Book Value	68.53	67.66	59.21	53.37	48.33	54.85
Tangible Book Value Per Share	59.47	58.78	51.57	46.39	42.05	47.87