Neffs Bancorp, Inc. (NEFB)
OTCMKTS · Delayed Price · Currency is USD
386.00
-9.00 (-2.28%)
At close: Jul 28, 2026
Neffs Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2.8 | 2.24 | 2.9 | 4.53 | 4.04 |
Depreciation & Amortization | 0.37 | 0.39 | 0.39 | 0.39 | 0.32 |
Gain (Loss) on Sale of Assets | - | - | - | -0.09 | - |
Gain (Loss) on Sale of Investments | 0.18 | 0.4 | 0.44 | 0.7 | 1.45 |
Provision for Credit Losses | 0.02 | -0 | 0.06 | - | - |
Accrued Interest Receivable | -0.04 | -0.04 | -0.05 | -0.22 | -0.09 |
Change in Other Net Operating Assets | -0.11 | -0.11 | -0.05 | -0.08 | 0.15 |
Other Operating Activities | - | -0.01 | -0.02 | 0.09 | -0.01 |
Operating Cash Flow | 3.43 | 3.05 | 4.33 | 5.48 | 5.67 |
Operating Cash Flow Growth | 12.32% | -29.51% | -20.95% | -3.44% | 15.53% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.13 | -0.3 | -0.18 | -0.58 | -0.28 |
Investment in Securities | 9.49 | 0.73 | 5.63 | 12.83 | -52.65 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -15.13 | -5.29 | 3.95 | -28.88 | -2.94 |
Other Investing Activities | -0.71 | -0.33 | 0.65 | -0.78 | 0.1 |
Investing Cash Flow | -8.49 | -5.19 | 10.05 | -17.24 | -55.76 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 17.8 | 8.23 | 2.46 | 20.88 | - |
Total Debt Issued | 17.8 | 8.23 | 2.46 | 20.88 | - |
Short-Term Debt Repaid | - | - | -16.67 | - | -2.5 |
Long-Term Debt Repaid | - | - | -2 | -2 | - |
Total Debt Repaid | - | - | -18.67 | -2 | -2.5 |
Net Debt Issued (Repaid) | 17.8 | 8.23 | -16.21 | 18.88 | -2.5 |
Issuance of Common Stock | 0.19 | 0.29 | 0.18 | 0.1 | 0.22 |
Repurchase of Common Stock | - | -2.12 | -1.31 | -1.14 | -0.41 |
Common Dividends Paid | -1.21 | -1.2 | -1.43 | -1.29 | -1.28 |
Preferred Dividends Paid | -0.05 | -0.05 | -0.06 | -0.05 | -0.05 |
Total Dividends Paid | -1.26 | -1.25 | -1.49 | -1.34 | -1.33 |
Net Increase (Decrease) in Deposit Accounts | -9.17 | -4.82 | 1.77 | -6.44 | 55.53 |
Financing Cash Flow | 7.57 | 0.34 | -17.05 | 10.06 | 51.51 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 2.51 | -1.81 | -2.66 | -1.7 | 1.42 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1.29 | 2.75 | 4.15 | 4.89 | 5.39 |
Free Cash Flow Growth | -52.93% | -33.73% | -15.24% | -9.24% | 24.21% |
Free Cash Flow Margin | 11.39% | 27.08% | 38.47% | 38.71% | 47.39% |
Free Cash Flow Per Share | 8.87 | 18.93 | 26.91 | 31.21 | 34.02 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 7.35 | 7.32 | 4.82 | 1.76 | 2.16 |
Cash Income Tax Paid | 0.17 | - | 0.16 | 0.59 | 0.5 |