Neffs Bancorp, Inc. (NEFB)

Neffs Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 18, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	59	59	31	42	57	81
Market Cap Growth	-47.32%	90.41%	-26.48%	-26.38%	-30.00%	14.46%
Last Close Price	399.00	398.00	205.01	248.18	327.28	453.38
PE Ratio	21.14	21.29	14.04	14.71	12.70	20.38
PS Ratio	5.18	5.16	3.03	3.89	4.50	7.14
PB Ratio	0.82	0.82	0.46	0.61	0.84	1.09
P/FCF Ratio	45.52	45.32	11.20	10.10	11.63	15.07
P/OCF Ratio	17.19	17.11	10.09	9.68	10.39	14.33
Debt / Equity Ratio	0.51	0.51	0.30	0.17	0.42	0.13
Debt / FCF Ratio	27.98	27.98	7.33	2.89	5.77	1.75
Net Debt / Equity Ratio	0.43	0.43	0.25	0.11	0.28	-0.28
Net Debt / FCF Ratio	23.74	23.74	6.02	1.82	3.84	-3.91
Return on Equity (ROE)	4.03%	4.03%	3.29%	4.25%	6.36%	5.43%
Return on Assets (ROA)	0.60%	0.60%	0.49%	0.63%	0.97%	0.93%
Earnings Yield	4.68%	4.78%	7.28%	6.93%	7.96%	4.97%
FCF Yield	2.20%	2.21%	8.93%	9.90%	8.60%	6.64%
Dividend Yield	2.08%	-	4.05%	3.34%	2.54%	1.81%
Payout Ratio	44.92%	44.92%	55.82%	51.22%	29.57%	33.00%
Buyback Yield / Dilution	7.95%	-0.47%	5.81%	1.70%	1.05%	-0.03%
Total Shareholder Return	10.03%	-0.47%	9.86%	5.04%	3.58%	1.78%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.