Neffs Bancorp, Inc. (NEFB)

Neffs Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 8, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	47	31	42	57	81	71
Market Cap Growth	-56.63%	-26.48%	-26.38%	-30.00%	14.46%	-2.91%
Last Close Price	320.00	207.19	250.81	330.76	458.19	395.55
PE Ratio	21.18	14.04	14.71	12.70	20.38	20.05
PS Ratio	4.58	3.03	3.89	4.50	7.14	6.95
PB Ratio	0.69	0.46	0.61	0.84	1.09	0.96
P/FCF Ratio	16.93	11.20	10.10	11.63	15.07	16.36
P/OCF Ratio	15.25	10.09	9.68	10.39	14.33	14.47
Debt / Equity Ratio	0.30	0.30	0.17	0.42	0.13	0.16
Debt / FCF Ratio	7.33	7.33	2.89	5.77	1.75	2.76
Return on Equity (ROE)	3.29%	3.29%	4.25%	6.36%	5.43%	4.97%
Return on Assets (ROA)	0.49%	0.49%	0.63%	0.97%	0.93%	0.91%
Earnings Yield	4.71%	7.28%	6.93%	7.96%	4.97%	5.06%
FCF Yield	5.91%	8.93%	9.90%	8.60%	6.64%	6.11%
Dividend Yield	2.59%	-	3.31%	2.51%	1.79%	2.02%
Payout Ratio	55.82%	55.82%	51.22%	29.57%	33.00%	36.66%
Buyback Yield / Dilution	8.35%	5.81%	1.70%	1.05%	-0.03%	0.06%
Total Shareholder Return	10.95%	5.81%	5.01%	3.56%	1.76%	2.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.