New Peoples Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	44.15	42.84	38.21	32.55	27.74	28.32
Interest Income on Investments	5.69	5.74	6.43	4.58	3.65	1.59
Total Interest Income	49.83	48.59	44.63	37.14	31.39	29.91
Interest Paid on Deposits	14.36	14.27	14.15	7.58	1.88	2.25
Interest Paid on Borrowings	1.16	1.16	1.97	1.53	1.23	0.45
Total Interest Expense	15.52	15.43	16.11	9.12	3.11	2.7
Net Interest Income	34.32	33.16	28.52	28.02	28.29	27.21
Net Interest Income Growth (YoY)	17.52%	16.25%	1.79%	-0.94%	3.95%	8.22%
Gain (Loss) on Sale of Assets	0	0	0.02	0.05	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.32
Other Non-Interest Income	10.13	9.91	11.23	9.65	9.24	9.66
Total Non-Interest Income	10.13	9.91	11.25	9.69	9.24	9.98
Non-Interest Income Growth (YoY)	-10.74%	-11.94%	16.12%	4.89%	-7.41%	22.50%
Revenues Before Loan Losses	44.44	43.07	39.78	37.71	37.53	37.19
Provision for Loan Losses	0.79	0.81	0.63	0.65	0.63	0.37
Revenue	43.66	42.26	39.15	37.06	36.9	36.82
Revenue Growth (YoY)	10.19%	7.94%	5.63%	0.44%	0.22%	18.81%
Salaries and Employee Benefits	15.15	15.15	14.51	14.26	13.37	12.66
Occupancy Expenses	3.03	3.03	3.01	2.99	3.68	5.26
Selling, General & Administrative	3.45	3.45	3.34	3.15	2.99	3.22
Other Non-Interest Expense	7.4	7.49	7.94	7.59	6.49	6.72
Total Non-Interest Expense	29.03	29.12	28.8	27.99	26.52	27.87
EBT Excluding Unusual Items	14.63	13.15	10.35	9.07	10.38	8.95
Pretax Income	14.63	13.15	10.35	9.33	10.38	8.95
Income Tax Expense	3.38	3.05	2.15	2.15	2.3	1.94
Net Income	11.25	10.1	8.2	7.18	8.08	7.01
Net Income to Common	11.25	10.1	8.2	7.18	8.08	7.01
Net Income Growth	35.14%	23.09%	14.20%	-11.11%	15.29%	142.56%
Basic Shares Outstanding	24	24	24	24	24	24
Diluted Shares Outstanding	24	24	24	24	24	24
Shares Change (YoY)	-0.55%	-0.35%	-0.51%	-0.39%	-0.10%	-0.29%
EPS (Basic)	0.48	0.43	0.35	0.30	0.34	0.29
EPS (Diluted)	0.48	0.43	0.35	0.30	0.34	0.29
EPS Growth	36.64%	23.52%	15.47%	-11.29%	16.61%	141.67%
Dividend Per Share	-	0.080	0.070	0.060	0.050	-
Dividend Growth	-	14.29%	16.67%	20.00%	-	-
Effective Tax Rate	23.07%	23.18%	20.76%	23.01%	22.15%	21.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.