New Peoples Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	77.21	67.67	64.98	61.69	60.95
Investment Securities	37	37.54	40.34	41.04	41.76
Mortgage-Backed Securities	59.44	58.44	49.46	55.04	65.6
Total Investments	96.43	95.98	89.81	96.08	107.36
Gross Loans	711.79	659.54	639.91	586.21	595.54
Allowance for Loan Losses	-8.11	-7.68	-7.26	-6.73	-6.74
Other Adjustments to Gross Loans	-2.2	-2	-1.8	-1.6	-1.8
Net Loans	701.48	649.85	630.86	577.89	587.01
Property, Plant & Equipment	19.4	20.48	21.69	23.02	24.8
Accrued Interest Receivable	3.45	3.46	3.03	2.56	2.11
Other Receivables	-	5.42	-	-	-
Long-Term Deferred Tax Assets	3.9	4.84	4.46	4.62	1.67
Other Real Estate Owned & Foreclosed	0.09	0.09	0.16	0.26	1.36
Other Long-Term Assets	7.74	7.14	11.34	9.26	9.39
Total Assets	909.7	854.93	826.31	775.36	794.65
Accrued Expenses	4.62	3.96	3.27	4.69	2.67
Interest Bearing Deposits	519.34	473.74	429.79	415.98	427.66
Institutional Deposits	58.1	51.3	52.8	26.8	28.6
Non-Interest Bearing Deposits	220.83	224.94	233.88	249.92	251.26
Total Deposits	798.27	749.98	716.47	692.71	707.51
Short-Term Borrowings	-	-	10	-	-
Current Portion of Leases	0.6	-	-	-	-
Accrued Interest Payable	1.51	1.44	1.45	0.53	0.27
Federal Home Loan Bank Debt, Long-Term	7	10	10	-	-
Long-Term Leases	2.4	3.41	3.85	3.73	4.06
Trust Preferred Securities	11.99	14.99	16.19	16.5	16.5
Other Long-Term Liabilities	0.47	0.4	0.29	-	-
Total Liabilities	826.85	784.18	761.5	718.14	731.02
Common Stock	47.13	47.27	47.49	47.7	47.84
Additional Paid-In Capital	14.38	14.45	14.51	14.55	14.57
Retained Earnings	29.21	21	14.46	8.92	2.03
Comprehensive Income & Other	-7.87	-11.98	-11.65	-13.94	-0.81
Shareholders' Equity	82.86	70.74	64.81	57.22	63.63
Total Liabilities & Equity	909.7	854.93	826.31	775.36	794.65
Total Debt	21.98	28.4	40.04	20.22	20.56
Net Cash (Debt)	55.23	39.27	24.94	41.47	40.39
Net Cash Growth	40.63%	57.46%	-39.86%	2.67%	-38.26%
Net Cash Per Share	2.34	1.66	1.05	1.74	1.69
Filing Date Shares Outstanding	23.56	23.62	23.75	23.83	23.92
Total Common Shares Outstanding	23.57	23.64	23.75	23.85	23.92
Book Value Per Share	3.52	2.99	2.73	2.40	2.66
Tangible Book Value	82.86	70.74	64.81	57.22	63.63
Tangible Book Value Per Share	3.52	2.99	2.73	2.40	2.66

Source: S&P Global Market Intelligence. Banks template. Financial Sources.