New Peoples Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	92.89	77.21	67.67	64.98	61.69	60.95
Investment Securities	96.86	37	37.54	40.34	41.04	41.76
Mortgage-Backed Securities	-	59.44	58.44	49.46	55.04	65.6
Total Investments	96.86	96.43	95.98	89.81	96.08	107.36
Gross Loans	723.31	711.79	659.54	639.91	586.21	595.54
Allowance for Loan Losses	-8.12	-8.11	-7.68	-7.26	-6.73	-6.74
Other Adjustments to Gross Loans	-	-2.2	-2	-1.8	-1.6	-1.8
Net Loans	715.19	701.48	649.85	630.86	577.89	587.01
Property, Plant & Equipment	-	19.4	20.48	21.69	23.02	24.8
Accrued Interest Receivable	-	3.45	3.46	3.03	2.56	2.11
Other Receivables	-	-	5.42	-	-	-
Long-Term Deferred Tax Assets	-	3.9	4.84	4.46	4.62	1.67
Other Real Estate Owned & Foreclosed	-	0.09	0.09	0.16	0.26	1.36
Other Long-Term Assets	34.63	7.74	7.14	11.34	9.26	9.39
Total Assets	939.57	909.7	854.93	826.31	775.36	794.65
Accrued Expenses	-	4.62	3.96	3.27	4.69	2.67
Interest Bearing Deposits	827.65	519.34	473.74	429.79	415.98	427.66
Institutional Deposits	-	58.1	51.3	52.8	26.8	28.6
Non-Interest Bearing Deposits	-	220.83	224.94	233.88	249.92	251.26
Total Deposits	827.65	798.27	749.98	716.47	692.71	707.51
Short-Term Borrowings	-	-	-	10	-	-
Current Portion of Leases	-	0.6	-	-	-	-
Accrued Interest Payable	-	1.51	1.44	1.45	0.53	0.27
Federal Home Loan Bank Debt, Long-Term	-	7	10	10	-	-
Long-Term Leases	-	2.4	3.41	3.85	3.73	4.06
Trust Preferred Securities	-	11.99	14.99	16.19	16.5	16.5
Other Long-Term Liabilities	9.81	0.47	0.4	0.29	-	-
Total Liabilities	856.45	826.85	784.18	761.5	718.14	731.02
Common Stock	83.12	47.13	47.27	47.49	47.7	47.84
Additional Paid-In Capital	-	14.38	14.45	14.51	14.55	14.57
Retained Earnings	-	29.21	21	14.46	8.92	2.03
Comprehensive Income & Other	-	-7.87	-11.98	-11.65	-13.94	-0.81
Shareholders' Equity	83.12	82.86	70.74	64.81	57.22	63.63
Total Liabilities & Equity	939.57	909.7	854.93	826.31	775.36	794.65
Total Debt	18.99	21.98	28.4	40.04	20.22	20.56
Net Cash (Debt)	73.91	55.23	39.27	24.94	41.47	40.39
Net Cash Growth	27.54%	40.63%	57.46%	-39.86%	2.67%	-38.26%
Net Cash Per Share	3.14	2.34	1.66	1.05	1.74	1.69
Filing Date Shares Outstanding	23.55	23.56	23.62	23.75	23.83	23.92
Total Common Shares Outstanding	23.55	23.57	23.64	23.75	23.85	23.92
Book Value Per Share	3.53	3.52	2.99	2.73	2.40	2.66
Tangible Book Value	83.12	82.86	70.74	64.81	57.22	63.63
Tangible Book Value Per Share	3.53	3.52	2.99	2.73	2.40	2.66

Source: S&P Global Market Intelligence. Banks template. Financial Sources.