New Peoples Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	80.71	67.67	64.98	61.69	60.95	92.35	Upgrade
Investment Securities	38	37.54	40.34	41.04	41.76	25.5	Upgrade
Mortgage-Backed Securities	58.15	58.44	49.46	55.04	65.6	22.91	Upgrade
Total Investments	96.15	95.98	89.81	96.08	107.36	48.41	Upgrade
Gross Loans	709.47	659.54	639.91	586.21	595.54	577.87	Upgrade
Allowance for Loan Losses	-7.97	-7.68	-7.26	-6.73	-6.74	-7.19	Upgrade
Other Adjustments to Gross Loans	-2.2	-2	-1.8	-1.6	-1.8	-2.3	Upgrade
Net Loans	699.31	649.85	630.86	577.89	587.01	568.38	Upgrade
Property, Plant & Equipment	19.81	20.48	21.69	23.02	24.8	27.61	Upgrade
Loans Held for Sale	-	-	-	-	-	0.39	Upgrade
Accrued Interest Receivable	3.85	3.46	3.03	2.56	2.11	2.39	Upgrade
Other Receivables	-	5.42	-	-	-	-	Upgrade
Long-Term Deferred Tax Assets	3.84	4.81	4.46	4.62	1.67	3.13	Upgrade
Other Real Estate Owned & Foreclosed	0.09	0.09	0.16	0.26	1.36	3.33	Upgrade
Other Long-Term Assets	6.98	7.17	11.34	9.26	9.39	10.32	Upgrade
Total Assets	910.72	854.93	826.31	775.36	794.65	756.3	Upgrade
Accrued Expenses	4.73	3.96	3.27	4.69	2.67	2.74	Upgrade
Interest Bearing Deposits	570.5	473.74	429.79	415.98	427.66	409.49	Upgrade
Institutional Deposits	-	51.3	52.8	26.8	28.6	34.8	Upgrade
Non-Interest Bearing Deposits	228.88	224.94	233.88	249.92	251.26	223.73	Upgrade
Total Deposits	799.38	749.98	716.47	692.71	707.51	668.01	Upgrade
Short-Term Borrowings	5	-	10	-	-	-	Upgrade
Current Portion of Long-Term Debt	-	-	-	-	-	5	Upgrade
Current Portion of Leases	0.14	0.55	-	-	-	-	Upgrade
Accrued Interest Payable	1.49	1.44	1.45	0.53	0.27	0.44	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	10	10	-	-	-	Upgrade
Long-Term Leases	2.97	2.86	3.85	3.73	4.06	5.44	Upgrade
Trust Preferred Securities	-	14.99	16.19	16.5	16.5	16.5	Upgrade
Other Long-Term Liabilities	0.5	0.4	0.29	-	-	-	Upgrade
Total Liabilities	831.2	784.18	761.5	718.14	731.02	698.13	Upgrade
Common Stock	47.15	47.27	47.49	47.7	47.84	47.84	Upgrade
Additional Paid-In Capital	14.39	14.45	14.51	14.55	14.57	14.57	Upgrade
Retained Earnings	26.31	21	14.46	8.92	2.03	-4.98	Upgrade
Comprehensive Income & Other	-8.33	-11.98	-11.65	-13.94	-0.81	0.74	Upgrade
Shareholders' Equity	79.53	70.74	64.81	57.22	63.63	58.18	Upgrade
Total Liabilities & Equity	910.72	854.93	826.31	775.36	794.65	756.3	Upgrade
Total Debt	25.1	28.4	40.04	20.22	20.56	26.94	Upgrade
Net Cash (Debt)	55.61	39.27	24.94	41.47	40.39	65.42	Upgrade
Net Cash Growth	-13.14%	57.46%	-39.86%	2.67%	-38.26%	186.71%	Upgrade
Net Cash Per Share	2.35	1.66	1.05	1.74	1.69	2.73	Upgrade
Filing Date Shares Outstanding	23.57	23.62	23.75	23.83	23.92	23.92	Upgrade
Total Common Shares Outstanding	23.58	23.64	23.75	23.85	23.92	23.92	Upgrade
Book Value Per Share	3.37	2.99	2.73	2.40	2.66	2.43	Upgrade
Tangible Book Value	79.53	70.74	64.81	57.22	63.63	58.18	Upgrade
Tangible Book Value Per Share	3.37	2.99	2.73	2.40	2.66	2.43	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.