Oakworth Capital Inc. (OAKC)
OTCMKTS · Delayed Price · Currency is USD
38.15
0.00 (0.00%)
At close: Jun 12, 2026
Oakworth Capital Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 102.69 | 102.12 | 96.12 | 73.58 | 40.68 | 29.72 |
Interest Income on Investments | 12.34 | 11.76 | 8.95 | 8.6 | 4.97 | 2.21 |
Total Interest Income | 115.03 | 113.88 | 105.07 | 82.18 | 45.65 | 31.93 |
Interest Paid on Deposits | 44.07 | 44.96 | 46.72 | 32.49 | 5.69 | 1 |
Interest Paid on Borrowings | 3.58 | 3.45 | 3.65 | 4.03 | 0.81 | - |
Total Interest Expense | 47.65 | 48.41 | 50.37 | 36.51 | 6.49 | 1 |
Net Interest Income | 67.38 | 65.47 | 54.7 | 45.66 | 39.16 | 30.93 |
Net Interest Income Growth (YoY) | 16.66% | 19.69% | 19.79% | 16.62% | 26.59% | 23.38% |
Trust Income | 14.19 | 14.19 | 12.6 | 10.79 | 10.52 | 9.6 |
Other Non-Interest Income | 2.37 | 1.78 | 2.28 | 2.4 | 1.28 | 1.01 |
Total Non-Interest Income | 17.84 | 17.25 | 16.13 | 14.16 | 12.61 | 11.24 |
Non-Interest Income Growth (YoY) | 10.48% | 6.99% | 13.84% | 12.30% | 12.21% | 34.59% |
Revenues Before Loan Losses | 85.22 | 82.72 | 70.83 | 59.83 | 51.77 | 42.17 |
Provision for Loan Losses | 4.47 | 3.93 | 2.92 | 12.67 | 2.38 | 1.03 |
| 80.76 | 78.8 | 67.9 | 47.15 | 49.39 | 41.15 | |
Revenue Growth (YoY) | 14.37% | 16.04% | 44.01% | -4.53% | 20.04% | 27.95% |
Salaries and Employee Benefits | 32.69 | 32.69 | 29.45 | 25.95 | 21.39 | 17 |
Selling, General & Administrative | 10.33 | 10.33 | 9.85 | 8.44 | 7.09 | 6.51 |
Other Non-Interest Expense | 12.35 | 10.13 | 7.88 | 6.86 | 5.82 | 3.62 |
Total Non-Interest Expense | 55.36 | 53.15 | 47.18 | 41.25 | 34.31 | 27.13 |
EBT Excluding Unusual Items | 25.4 | 25.65 | 20.73 | 5.9 | 15.09 | 14.01 |
Pretax Income | 25.4 | 25.65 | 20.73 | 5.9 | 15.09 | 14.01 |
Income Tax Expense | 5.8 | 5.89 | 4.95 | 1.23 | 3.59 | 3.28 |
Net Income | 19.6 | 19.76 | 15.77 | 4.67 | 11.5 | 10.73 |
Preferred Dividends & Other Adjustments | 0.35 | 0.35 | 0.17 | 0.03 | 0.01 | 0.01 |
Net Income to Common | 19.25 | 19.41 | 15.6 | 4.65 | 11.49 | 10.72 |
Net Income Growth | 16.16% | 25.29% | 237.43% | -59.35% | 7.13% | 45.93% |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 |
Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 |
Shares Change (YoY) | 1.54% | 0.87% | 0.50% | -1.12% | 1.10% | 0.16% |
EPS (Basic) | 3.90 | 3.95 | 3.19 | 0.96 | 2.38 | 2.24 |
EPS (Diluted) | 3.87 | 3.94 | 3.19 | 0.96 | 2.34 | 2.21 |
EPS Growth | 13.66% | 23.52% | 233.41% | -59.07% | 5.97% | 45.82% |
Dividend Per Share | - | 0.450 | 0.450 | 0.450 | - | - |
Effective Tax Rate | 22.82% | 22.95% | 23.90% | 20.81% | 23.78% | 23.39% |