Oakworth Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	115.84	20.05	13.36	14.07	13.01	8.27
Investment Securities	213.29	285.15	205.17	248.66	271.78	420.03
Trading Asset Securities	-	1.26	0.81	1.9	0.47	1.17
Mortgage-Backed Securities	-	92.75	66.32	43.71	38.63	10.67
Total Investments	213.29	379.17	272.31	294.27	310.88	431.87
Gross Loans	1,665	1,608	1,459	1,248	977.67	748.32
Allowance for Loan Losses	-19.87	-19.35	-16.33	-14.65	-11.69	-9.32
Other Adjustments to Gross Loans	-	-2.97	-2.74	-2.53	-1.77	-1.24
Net Loans	1,646	1,586	1,440	1,231	964.21	737.77
Property, Plant & Equipment	3.45	14.66	16.31	18.04	15.45	3.52
Goodwill	-	-	-	-	-	0.45
Accrued Interest Receivable	7.56	7.25	6.68	6.28	4.26	2.38
Other Real Estate Owned & Foreclosed	-	3.37	5.37	-	-	-
Other Long-Term Assets	54.17	36.2	34.94	31.95	29.65	23.31
Total Assets	2,040	2,046	1,789	1,595	1,337	1,208
Interest Bearing Deposits	1,467	1,480	1,302	1,076	843.94	733.47
Institutional Deposits	-	45.96	19.76	26.93	17.46	41.2
Non-Interest Bearing Deposits	320.49	304.68	274.87	320.15	316.2	320.56
Total Deposits	1,788	1,831	1,597	1,424	1,178	1,095
Short-Term Borrowings	-	1.26	5.81	1.9	0.47	1.17
Current Portion of Leases	-	1.84	-	-	-	-
Accrued Interest Payable	0.6	1.22	1.15	1.07	0.84	0.04
Long-Term Debt	78.3	38.83	34.3	34.2	34.11	-
Long-Term Leases	-	9.83	12.4	13.63	12.61	-
Other Long-Term Liabilities	20.95	13.58	13.75	10.82	8.06	6.83
Total Liabilities	1,887	1,898	1,664	1,485	1,234	1,103
Common Stock	152.38	25.29	24.89	24.56	24.37	24.36
Additional Paid-In Capital	-	42.6	39.62	37.08	34.96	33.83
Retained Earnings	-	89.3	71.79	58.25	55.78	46.47
Treasury Stock	-	-1.3	-0.57	-0.12	-0.47	-1.72
Comprehensive Income & Other	-	-7.23	-10.93	-9.52	-10.88	1.35
Shareholders' Equity	152.38	148.66	124.8	110.25	103.76	104.29
Total Liabilities & Equity	2,040	2,046	1,789	1,595	1,337	1,208
Total Debt	78.3	51.77	52.51	49.73	47.19	1.17
Net Cash (Debt)	37.54	145.76	74.27	114.66	144.41	332.99
Net Cash Growth	-49.45%	96.26%	-35.23%	-20.60%	-56.63%	178.22%
Net Cash Per Share	7.54	29.59	15.21	23.59	29.38	68.50
Filing Date Shares Outstanding	5.07	4.94	4.9	4.88	4.86	4.81
Total Common Shares Outstanding	5.07	4.94	4.9	4.88	4.86	4.81
Book Value Per Share	30.04	30.10	25.45	22.61	21.37	21.68
Tangible Book Value	152.38	148.66	124.8	110.25	103.76	103.84
Tangible Book Value Per Share	30.04	30.10	25.45	22.61	21.37	21.59