Oakworth Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	129.08	20.05	13.36	14.07	13.01	8.27
Investment Securities	226.1	285.15	205.17	248.66	271.78	420.03
Trading Asset Securities	-	1.26	0.81	1.9	0.47	1.17
Mortgage-Backed Securities	-	92.75	66.32	43.71	38.63	10.67
Total Investments	226.1	379.17	272.31	294.27	310.88	431.87
Gross Loans	1,726	1,608	1,459	1,248	977.67	748.32
Allowance for Loan Losses	-20.75	-19.35	-16.33	-14.65	-11.69	-9.32
Other Adjustments to Gross Loans	-	-2.97	-2.74	-2.53	-1.77	-1.24
Net Loans	1,705	1,586	1,440	1,231	964.21	737.77
Property, Plant & Equipment	3.33	14.66	16.31	18.04	15.45	3.52
Goodwill	-	-	-	-	-	0.45
Accrued Interest Receivable	7.52	7.25	6.68	6.28	4.26	2.38
Other Real Estate Owned & Foreclosed	-	3.37	5.37	-	-	-
Other Long-Term Assets	59.86	36.2	34.94	31.95	29.65	23.31
Total Assets	2,131	2,046	1,789	1,595	1,337	1,208
Interest Bearing Deposits	1,438	1,480	1,302	1,076	843.94	733.47
Institutional Deposits	-	45.96	19.76	26.93	17.46	41.2
Non-Interest Bearing Deposits	319.54	304.68	274.87	320.15	316.2	320.56
Total Deposits	1,758	1,831	1,597	1,424	1,178	1,095
Short-Term Borrowings	-	1.26	5.81	1.9	0.47	1.17
Current Portion of Leases	-	1.84	-	-	-	-
Accrued Interest Payable	1.3	1.22	1.15	1.07	0.84	0.04
Long-Term Debt	188.32	38.83	34.3	34.2	34.11	-
Long-Term Leases	-	9.83	12.4	13.63	12.61	-
Other Long-Term Liabilities	20.46	13.58	13.75	10.82	8.06	6.83
Total Liabilities	1,968	1,898	1,664	1,485	1,234	1,103
Common Stock	163.29	25.29	24.89	24.56	24.37	24.36
Additional Paid-In Capital	-	42.6	39.62	37.08	34.96	33.83
Retained Earnings	-	89.3	71.79	58.25	55.78	46.47
Treasury Stock	-	-1.3	-0.57	-0.12	-0.47	-1.72
Comprehensive Income & Other	-	-7.23	-10.93	-9.52	-10.88	1.35
Shareholders' Equity	163.29	148.66	124.8	110.25	103.76	104.29
Total Liabilities & Equity	2,131	2,046	1,789	1,595	1,337	1,208
Total Debt	188.32	51.77	52.51	49.73	47.19	1.17
Net Cash (Debt)	-59.24	145.76	74.27	114.66	144.41	332.99
Net Cash Growth	-	96.26%	-35.23%	-20.60%	-56.63%	178.22%
Net Cash Per Share	-11.78	29.59	15.21	23.59	29.38	68.50
Filing Date Shares Outstanding	5.1	4.94	4.9	4.88	4.86	4.81
Total Common Shares Outstanding	5.1	4.94	4.9	4.88	4.86	4.81
Book Value Per Share	32.02	30.10	25.45	22.61	21.37	21.68
Tangible Book Value	163.29	148.66	124.8	110.25	103.76	103.84
Tangible Book Value Per Share	32.02	30.10	25.45	22.61	21.37	21.59