Oak View Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2.51	16.52	8.87	8.74	49.96
Investment Securities	494.86	325.58	264.98	108.06	31.35
Mortgage-Backed Securities	-	-	-	87.18	-
Total Investments	494.86	325.58	264.98	195.24	31.35
Gross Loans	349.89	320.95	304.05	273.87	251.2
Allowance for Loan Losses	-3.22	-3	-2.79	-2.31	-2.13
Net Loans	346.67	317.95	301.26	271.56	249.07
Property, Plant & Equipment	11.5	12.31	6.78	6.42	6.22
Accrued Interest Receivable	3.52	2.62	2.43	1.66	0.72
Long-Term Deferred Tax Assets	-	1.15	1.3	1.74	0.6
Other Long-Term Assets	18.98	18.42	14.54	12.63	7.16
Total Assets	878.04	694.53	600.16	497.99	345.1
Accrued Expenses	4.91	3.81	4.62	8.87	1.26
Interest Bearing Deposits	603.84	489.52	380.74	321.49	209.07
Non-Interest Bearing Deposits	109.74	99.25	93.5	101.41	91.24
Total Deposits	713.58	588.77	474.23	422.9	300.31
Short-Term Borrowings	47.9	15	40	3.61	-
Current Portion of Long-Term Debt	-	-	-	17	-
Long-Term Debt	53.5	48.67	13.73	13.7	-
Federal Home Loan Bank Debt, Long-Term	-	-	34.9	4.9	14.9
Long-Term Deferred Tax Liabilities	0.32	-	-	-	-
Total Liabilities	820.21	656.25	567.49	470.97	316.47
Common Stock	3.49	2.93	2.96	2.96	2.96
Additional Paid-In Capital	24.56	17.43	17.78	17.78	17.78
Retained Earnings	26.86	20.43	14.92	11.14	8.23
Comprehensive Income & Other	2.92	-2.51	-2.98	-4.86	-0.33
Shareholders' Equity	57.82	38.28	32.67	27.02	28.63
Total Liabilities & Equity	878.04	694.53	600.16	497.99	345.1
Total Debt	101.4	63.67	88.63	39.21	14.9
Net Cash (Debt)	-67.05	-19.29	-62.78	-28.55	41.48
Net Cash Growth	-	-	-	-	530.32%
Net Cash Per Share	-19.96	-6.55	-21.31	-9.66	14.10
Filing Date Shares Outstanding	3.49	2.93	2.96	2.96	2.96
Total Common Shares Outstanding	3.49	2.93	2.96	2.96	2.96
Book Value Per Share	16.59	13.08	11.05	9.14	9.69
Tangible Book Value	57.82	38.28	32.67	27.02	28.63
Tangible Book Value Per Share	16.59	13.08	11.05	9.14	9.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.