Oak View Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2.52	2.51	16.52	8.87	8.74	49.96
Investment Securities	518.67	494.86	325.58	264.98	108.06	31.35
Mortgage-Backed Securities	-	-	-	-	87.18	-
Total Investments	518.67	494.86	325.58	264.98	195.24	31.35
Gross Loans	359.21	349.89	320.95	304.05	273.87	251.2
Allowance for Loan Losses	-	-3.22	-3	-2.79	-2.31	-2.13
Net Loans	359.21	346.67	317.95	301.26	271.56	249.07
Property, Plant & Equipment	12.12	11.5	12.31	6.78	6.42	6.22
Accrued Interest Receivable	4.05	3.52	2.62	2.43	1.66	0.72
Long-Term Deferred Tax Assets	-	-	1.15	1.3	1.74	0.6
Other Long-Term Assets	27.98	18.98	18.42	14.54	12.63	7.16
Total Assets	924.55	878.04	694.53	600.16	497.99	345.1
Accrued Expenses	4.82	4.91	3.81	4.62	8.87	1.26
Interest Bearing Deposits	617.18	603.84	489.52	380.74	321.49	209.07
Non-Interest Bearing Deposits	102.09	109.74	99.25	93.5	101.41	91.24
Total Deposits	719.27	713.58	588.77	474.23	422.9	300.31
Short-Term Borrowings	19.9	47.9	15	40	3.61	-
Current Portion of Long-Term Debt	-	-	-	-	17	-
Long-Term Debt	126.52	53.5	48.67	13.73	13.7	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	34.9	4.9	14.9
Long-Term Deferred Tax Liabilities	-	0.32	-	-	-	-
Total Liabilities	870.5	820.21	656.25	567.49	470.97	316.47
Common Stock	3.49	3.49	2.93	2.96	2.96	2.96
Additional Paid-In Capital	24.57	24.56	17.43	17.78	17.78	17.78
Retained Earnings	27.5	26.86	20.43	14.92	11.14	8.23
Comprehensive Income & Other	-1.51	2.92	-2.51	-2.98	-4.86	-0.33
Shareholders' Equity	54.05	57.82	38.28	32.67	27.02	28.63
Total Liabilities & Equity	924.55	878.04	694.53	600.16	497.99	345.1
Total Debt	146.42	101.4	63.67	88.63	39.21	14.9
Net Cash (Debt)	-101.53	-67.05	-19.29	-62.78	-28.55	41.48
Net Cash Growth	-	-	-	-	-	530.32%
Net Cash Per Share	-29.09	-19.96	-6.55	-21.31	-9.66	14.10
Filing Date Shares Outstanding	3.49	3.49	2.93	2.96	2.96	2.96
Total Common Shares Outstanding	3.49	3.49	2.93	2.96	2.96	2.96
Book Value Per Share	15.50	16.59	13.08	11.05	9.14	9.69
Tangible Book Value	54.05	57.82	38.28	32.67	27.02	28.63
Tangible Book Value Per Share	15.50	16.59	13.08	11.05	9.14	9.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.