Oconee Financial Corporation (OSBK)
OTCMKTS · Delayed Price · Currency is USD
52.76
0.00 (0.00%)
Nov 12, 2026, 4:00 PM EST
Oconee Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 24.88 | 76.07 | 58.48 | 53.09 | 51.43 | 85.77 |
Investment Securities | 136.31 | 145.81 | 140.12 | 160.08 | 51.89 | 47.78 |
Mortgage-Backed Securities | - | - | - | - | 107.75 | 114.38 |
Total Investments | 136.31 | 145.81 | 140.12 | 160.08 | 159.64 | 162.17 |
Gross Loans | 560.16 | 481.56 | 409.6 | 346.99 | 301.15 | 303.3 |
Allowance for Loan Losses | -7.62 | -6.53 | -5.42 | -4.6 | -4.55 | -4.54 |
Other Adjustments to Gross Loans | - | - | - | - | -1.02 | -0.78 |
Net Loans | 552.54 | 475.03 | 404.18 | 342.39 | 295.58 | 297.98 |
Property, Plant & Equipment | 10.61 | 11.32 | 10.65 | 8.8 | 8 | 8.6 |
Loans Held for Sale | 2.13 | 1.93 | 2.11 | 0.52 | 0.14 | 1.21 |
Accrued Interest Receivable | - | - | - | - | 0 | 0 |
Long-Term Deferred Tax Assets | - | - | - | - | 5.33 | 0.41 |
Other Long-Term Assets | 24.72 | 23.8 | 24.49 | 24.18 | 16.34 | 14.75 |
Total Assets | 751.19 | 733.95 | 640.03 | 589.06 | 536.75 | 571.14 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 6.93 | 7.92 | 6.68 | 4.44 | 0.85 | 0.54 |
Interest Bearing Deposits | 667.92 | 640.31 | 565.74 | 531.97 | 374.81 | 412.21 |
Non-Interest Bearing Deposits | - | - | - | - | 120.06 | 107.49 |
Total Deposits | 667.92 | 640.31 | 565.74 | 531.97 | 494.87 | 519.69 |
Accrued Interest Payable | - | - | - | - | 0 | 0 |
Long-Term Debt | 19.63 | 19.56 | 9.37 | 9.34 | 9.82 | 9.79 |
Federal Home Loan Bank Debt, Long-Term | - | 10 | 10 | 1 | - | - |
Long-Term Leases | - | - | - | - | 0.84 | 0.77 |
Other Long-Term Liabilities | 0 | - | -0 | - | 1.29 | 1.01 |
Total Liabilities | 694.49 | 677.8 | 591.79 | 546.75 | 507.66 | 531.81 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 2.1 | 2.13 | 2.1 | 2.1 | 1.8 | 1.8 |
Additional Paid-In Capital | 7.41 | 7.6 | 7.05 | 7.04 | 4.18 | 4.16 |
Retained Earnings | 55.09 | 52.32 | 47.79 | 43.85 | 36.76 | 33.27 |
Comprehensive Income & Other | -7.9 | -5.89 | -8.69 | -10.68 | -13.65 | 0.11 |
Shareholders' Equity | 56.7 | 56.16 | 48.24 | 42.31 | 29.08 | 39.33 |
Total Liabilities & Equity | 751.19 | 733.95 | 640.03 | 589.06 | 536.75 | 571.14 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 19.63 | 29.56 | 19.37 | 10.34 | 10.66 | 10.56 |
Net Cash (Debt) | 5.25 | 46.51 | 39.11 | 42.75 | 40.77 | 75.21 |
Net Cash Growth | -88.71% | 18.92% | -8.52% | 4.86% | -45.79% | 13.48% |
Net Cash Per Share | 5.01 | 44.45 | 37.39 | 45.60 | 45.45 | 83.92 |
Filing Date Shares Outstanding | 1.05 | 1.05 | 1.05 | 1.05 | 0.9 | 0.9 |
Total Common Shares Outstanding | 1.05 | 1.05 | 1.05 | 1.05 | 0.9 | 0.9 |
Book Value Per Share | 54.06 | 53.52 | 46.09 | 40.44 | 32.43 | 43.88 |
Tangible Book Value | 56.7 | 56.16 | 48.24 | 42.31 | 29.08 | 39.33 |
Tangible Book Value Per Share | 54.06 | 53.52 | 46.09 | 40.44 | 32.43 | 43.88 |