Oconee Financial Corporation (OSBK)

Oconee Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2022	FY 2021
Period Ending	Dec 31, 2022	Dec 31, 2021
Net Income	4.12	3
Depreciation & Amortization	1.45	1.06
Gain (Loss) on Sale of Assets	-0.22	0.27
Gain (Loss) on Sale of Investments	-0	-0.17
Provision for Credit Losses	-	0.46
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.57	5
Accrued Interest Receivable	-1.41	0.06
Other Operating Activities	-0.32	-0.25
Operating Cash Flow	3.73	9.71
Operating Cash Flow Growth	-61.56%	-
Capital Expenditures	-0.33	-3.84
Sale of Property, Plant and Equipment	0.68	-
Investment in Securities	-16.45	-88.65
Net Decrease (Increase) in Loans Originated / Sold - Investing	3.98	21.13
Other Investing Activities	-0.49	-3.39
Investing Cash Flow	-12.61	-74.75
Repurchase of Common Stock	-0.01	-0.01
Common Dividends Paid	-0.63	-0.58
Net Increase (Decrease) in Deposit Accounts	-24.82	74.99
Financing Cash Flow	-25.47	74.4
Net Cash Flow	-34.34	9.36
Free Cash Flow	3.4	5.87
Free Cash Flow Growth	-42.04%	-
Free Cash Flow Margin	15.99%	30.00%
Free Cash Flow Per Share	3.79	6.54
Cash Interest Paid	1.44	1.66
Cash Income Tax Paid	1.39	0.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.