Private Bancorp of America, Inc. (PBAM)

Intra-Cellular Therapies Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	148.18	142.16	116.55	80.92	61.81	55.54
Interest Income on Investments	14.52	12.74	9.11	3.61	1.56	1.62
Total Interest Income	162.7	154.89	125.66	84.53	63.37	57.15
Interest Paid on Deposits	49.04	50.94	30.59	4.9	1.69	4.37
Interest Paid on Borrowings	2.71	3.41	4.75	1.31	2.89	2.52
Total Interest Expense	51.75	54.34	35.34	6.21	4.57	6.89
Net Interest Income	110.96	100.55	90.32	78.32	58.79	50.27
Net Interest Income Growth (YoY)	19.46%	11.33%	15.32%	33.22%	16.96%	20.36%
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.75
Other Non-Interest Income	2	1.6	1.73	1.51	1.08	1.1
Total Non-Interest Income	6.72	6.34	4.62	7.34	11.34	5.12
Non-Interest Income Growth (YoY)	32.79%	37.38%	-37.12%	-35.23%	121.36%	82.17%
Revenues Before Loan Losses	117.68	106.9	94.94	85.67	70.13	55.39
Provision for Loan Losses	1.91	2.69	-6.15	2.18	2.71	5.67
Revenue	115.77	104.21	101.08	83.49	67.42	49.72
Revenue Growth (YoY)	22.32%	3.09%	21.07%	23.84%	35.59%	51.83%
Salaries and Employee Benefits	36.64	34.27	29.19	29.15	23.05	20.87
Occupancy Expenses	1.37	1.28	1.34	1.35	1.37	1.33
Federal Deposit Insurance	1.44	1.44	1.19	0.86	0.52	0.65
Selling, General & Administrative	17.39	16.37	12.25	16.88	12.62	11.12
Total Non-Interest Expense	57.36	53.36	43.97	48.24	37.55	33.96
EBT Excluding Unusual Items	58.41	50.85	57.11	35.25	29.86	15.76
Asset Writedown	-	-	0.3	-0.3	-	-0.08
Pretax Income	58.41	50.85	57.42	34.94	29.86	15.68
Income Tax Expense	17.29	15.02	16.56	10.23	8.83	4.78
Net Income	41.12	35.82	40.86	24.71	21.03	10.89
Preferred Dividends & Other Adjustments	0.34	0.28	0.29	0.2	0.28	0.18
Net Income to Common	40.78	35.54	40.56	24.51	20.75	10.71
Net Income Growth	28.27%	-12.32%	65.35%	17.49%	93.09%	-
Basic Shares Outstanding	6	6	6	6	6	5
Diluted Shares Outstanding	6	6	6	6	6	6
Shares Change (YoY)	1.72%	1.35%	0.94%	0.62%	1.62%	5.32%
EPS (Basic)	7.12	6.24	7.18	4.41	3.75	1.95
EPS (Diluted)	7.01	6.15	7.11	4.33	3.69	1.94
EPS Growth	25.91%	-13.50%	64.20%	17.34%	90.21%	-
Effective Tax Rate	29.60%	29.55%	28.84%	29.29%	29.58%	30.52%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.