Private Bancorp of America, Inc. (PBAM)
OTCMKTS · Delayed Price · Currency is USD
82.00
+0.73 (0.90%)
Jul 29, 2026, 12:23 PM EST
PBAM Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 40.67 | 35.82 | 40.86 | 24.71 | 21.03 |
Depreciation & Amortization | 2.01 | 1.82 | 2.24 | 2.17 | 1.49 |
Other Amortization | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Gain (Loss) on Sale of Investments | 0 | -0.14 | 0.19 | 0.35 | -1.56 |
Total Asset Writedown | - | - | -0.3 | 0.3 | - |
Provision for Credit Losses | 5.94 | 2.69 | -6.15 | 2.18 | 2.71 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.26 | 0.37 | 7.01 | 20.79 | -7.72 |
Accrued Interest Receivable | 2.22 | 0.65 | -2.48 | -1.02 | 1.85 |
Other Operating Activities | -2.12 | -2.88 | -4.18 | -7.29 | -0.71 |
Operating Cash Flow | 47.2 | 37.73 | 33.52 | 41.17 | 8.03 |
Operating Cash Flow Growth | 25.08% | 12.56% | -18.57% | 412.92% | -83.11% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.55 | -1.51 | -0.84 | -0.36 | -0.56 |
Investment in Securities | -69.02 | -44.44 | 7.31 | -19.52 | -76.63 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -51.01 | -234.95 | -246.23 | -357.36 | -225.29 |
Other Investing Activities | -1.07 | -0.67 | -1.9 | -2.11 | -0.31 |
Investing Cash Flow | -122.66 | -281.57 | -241.65 | -379.35 | -302.78 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 57 | - | - |
Long-Term Debt Repaid | -17 | -29 | - | -10 | -65 |
Net Debt Issued (Repaid) | -17 | -29 | 57 | -10 | -65 |
Issuance of Common Stock | 0.11 | 0.03 | 0.44 | 0.21 | 0.04 |
Repurchase of Common Stock | -5.93 | -0.51 | -0.1 | -1.93 | -0.14 |
Net Increase (Decrease) in Deposit Accounts | 89.42 | 259.09 | 200.25 | 329.46 | 232.72 |
Financing Cash Flow | 66.6 | 229.62 | 257.59 | 317.74 | 167.62 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -8.86 | -14.22 | 49.46 | -20.44 | -127.14 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 45.64 | 36.22 | 32.69 | 40.8 | 7.47 |
Free Cash Flow Growth | 26.00% | 10.81% | -19.89% | 446.59% | -84.19% |
Free Cash Flow Margin | 38.28% | 34.76% | 32.34% | 48.87% | 11.07% |
Free Cash Flow Per Share | 7.83 | 6.26 | 5.73 | 7.22 | 1.33 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 55.61 | 54.17 | 33.51 | 5.95 | 4.76 |
Cash Income Tax Paid | 16.44 | 13.54 | 18.47 | 10.21 | 10.4 |