Private Bancorp of America, Inc. (PBAM)
OTCMKTS · Delayed Price · Currency is USD
81.27
+0.02 (0.02%)
Jul 28, 2026, 10:22 AM EST

PBAM Statistics

Total Valuation

PBAM has a market cap or net worth of 465.21 million.

Market Cap465.21M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, October 21, 2026.

Earnings Date Oct 21, 2026
Ex-Dividend Date n/a

Share Statistics

PBAM has 5.73 million shares outstanding. The number of shares has decreased by -0.54% in one year.

Current Share Class 5.73M
Shares Outstanding 5.73M
Shares Change (YoY) -0.54%
Shares Change (QoQ) -0.56%
Owned by Insiders (%) n/a
Owned by Institutions (%) 4.32%
Float 5.42M

Valuation Ratios

The trailing PE ratio is 10.57 and the forward PE ratio is 9.75.

PE Ratio 10.57
Forward PE 9.75
PS Ratio 3.67
PB Ratio 1.63
P/TBV Ratio 1.63
P/FCF Ratio 9.59
P/OCF Ratio 9.34
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.54
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.83%.

Return on Equity (ROE) 16.83%
Return on Assets (ROA) 1.74%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.42%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PBAM has paid 17.91 million in taxes.

Income Tax 17.91M
Effective Tax Rate 28.56%

Stock Price Statistics

The stock price has increased by +38.21% in the last 52 weeks. The beta is 0.07, so PBAM's price volatility has been lower than the market average.

Beta (5Y) 0.07
52-Week Price Change +38.21%
50-Day Moving Average 74.97
200-Day Moving Average 65.53
Relative Strength Index (RSI) 78.25
Average Volume (20 Days) 5,941

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.24

Income Statement

In the last 12 months, PBAM had revenue of 126.90 million and earned 44.46 million in profits. Earnings per share was 7.68.

Revenue126.90M
Gross Profit 126.90M
Operating Income 64.11M
Pretax Income 62.71M
Net Income 44.46M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 7.68
Full Income Statement

Balance Sheet

The company has 304.70 million in cash and 25.98 million in debt, with a net cash position of 278.72 million or 48.68 per share.

Cash & Cash Equivalents 304.70M
Total Debt 25.98M
Net Cash 278.72M
Net Cash Per Share 48.68
Equity (Book Value) 285.52M
Book Value Per Share 49.87
Working Capital -2.08B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 49.82 million and capital expenditures -1.32 million, giving a free cash flow of 48.50 million.

Operating Cash Flow 49.82M
Capital Expenditures -1.32M
Depreciation & Amortization n/a
Net Borrowing -8.00M
Free Cash Flow 48.50M
FCF Per Share 8.47
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 50.52%
Pretax Margin 49.42%
Profit Margin 35.30%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 39.53%

Dividends & Yields

PBAM does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.54%
Shareholder Yield 0.54%
Earnings Yield 9.56%
FCF Yield 10.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for PBAM is 92.75, which is 14.13% higher than the current price. The consensus rating is "Strong Buy".

Price Target 92.75
Price Target Difference 14.13%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4