PBCO Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	39.59	38.36	36.7	31.49	28.92	30.28
Interest Income on Investments	3.26	4.07	3.34	4.33	4.76	1.78
Total Interest Income	42.84	42.43	40.04	35.82	33.69	32.06
Interest Paid on Deposits	9.33	10	9.54	5.63	0.83	0.88
Interest Paid on Borrowings	1.15	1.04	1.86	2.69	0.89	0.06
Total Interest Expense	10.48	11.04	11.4	8.32	1.73	0.94
Net Interest Income	32.36	31.39	28.64	27.5	31.96	31.12
Net Interest Income Growth	7.64%	9.60%	4.15%	-13.96%	2.70%	62.94%
Mortgage Banking Activities	-	-	-	0.21	0.31	0.22
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.04
Gain (Loss) on Sale of Investments	-	-	-	-6.81	-	-
Gain (Loss) on Sale of Equity Investments	0.15	0.15	0.15	0.15	0.15	0.15
Other Non-Interest Income	4.88	4.05	4.01	4.32	4.36	3.54
Total Non-Interest Income	5.15	4.31	4.26	-1.67	5.82	6.59
Non-Interest Income Growth	19.88%	1.26%	-	-	-11.79%	-5.28%
Revenues Before Loan Losses	37.51	35.7	32.9	25.83	37.78	37.72
Provision for Loan Losses	1.24	0.92	-0.13	0.51	0.93	0.11
Revenue	36.28	34.78	33.03	25.32	36.84	37.61
Revenue Growth	5.49%	5.29%	30.45%	-31.28%	-2.03%	52.07%
Salaries and Employee Benefits	14.48	14.08	12.56	14.71	14.8	12.55
Occupancy Expenses	3.22	3.3	3.32	3.36	3.22	3.51
Selling, General & Administrative	3.58	3.3	3.24	3.16	2.69	3.43
Other Non-Interest Expense	2.27	2.58	3.01	2.69	2.97	2.81
Total Non-Interest Expense	23.56	23.27	22.2	24	23.67	22.3
EBT Excluding Unusual Items	12.72	11.51	10.83	1.32	13.17	15.31
Other Unusual Items	-	-	-	-	-	1.72
Pretax Income	12.72	11.51	10.83	1.32	13.17	14.56
Income Tax Expense	3.27	2.95	2.74	0.34	3.31	3.08
Net Income	9.45	8.56	8.09	0.98	9.86	11.47
Net Income to Common	9.45	8.56	8.09	0.98	9.86	11.47
Net Income Growth	9.18%	5.87%	726.63%	-90.07%	-14.09%	87.13%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change	-2.11%	-0.41%	-0.18%	3.94%	3.78%	31.48%
EPS (Basic)	1.83	1.63	1.52	0.18	1.92	2.32
EPS (Diluted)	1.82	1.62	1.52	0.18	1.92	2.32
EPS Growth	11.67%	6.58%	744.44%	-90.63%	-17.38%	42.69%
Dividend Per Share	-	0.250	0.229	-	-	-
Dividend Growth	-	9.17%	-	-	-	-
Effective Tax Rate	25.71%	25.60%	25.31%	25.60%	25.16%	21.19%