PBCO Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	41.23	38.36	36.7	31.49	28.92	30.28
Interest Income on Investments	2.77	4.07	3.34	4.33	4.76	1.78
Total Interest Income	44	42.43	40.04	35.82	33.69	32.06
Interest Paid on Deposits	8.86	10	9.54	5.63	0.83	0.88
Interest Paid on Borrowings	1.28	1.04	1.86	2.69	0.89	0.06
Total Interest Expense	10.14	11.04	11.4	8.32	1.73	0.94
Net Interest Income	33.86	31.39	28.64	27.5	31.96	31.12
Net Interest Income Growth	10.49%	9.60%	4.15%	-13.96%	2.70%	62.94%
Mortgage Banking Activities	-	-	-	0.21	0.31	0.22
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.04
Gain (Loss) on Sale of Investments	-	-	-	-6.81	-	-
Gain (Loss) on Sale of Equity Investments	0.15	0.15	0.15	0.15	0.15	0.15
Other Non-Interest Income	4.9	4.05	4.01	4.32	4.36	3.54
Total Non-Interest Income	5.1	4.31	4.26	-1.67	5.82	6.59
Non-Interest Income Growth	19.40%	1.26%	-	-	-11.79%	-5.28%
Revenues Before Loan Losses	38.96	35.7	32.9	25.83	37.78	37.72
Provision for Loan Losses	0.99	0.92	-0.13	0.51	0.93	0.11
Revenue	37.97	34.78	33.03	25.32	36.84	37.61
Revenue Growth	9.26%	5.29%	30.45%	-31.28%	-2.03%	52.07%
Salaries and Employee Benefits	14.73	14.08	12.56	14.71	14.8	12.55
Occupancy Expenses	3.35	3.3	3.32	3.36	3.22	3.51
Selling, General & Administrative	4.08	3.3	3.24	3.16	2.69	3.43
Other Non-Interest Expense	2.3	2.58	3.01	2.69	2.97	2.81
Total Non-Interest Expense	24.45	23.27	22.2	24	23.67	22.3
EBT Excluding Unusual Items	13.51	11.51	10.83	1.32	13.17	15.31
Other Unusual Items	-	-	-	-	-	1.72
Pretax Income	13.51	11.51	10.83	1.32	13.17	14.56
Income Tax Expense	3.51	2.95	2.74	0.34	3.31	3.08
Net Income	10.01	8.56	8.09	0.98	9.86	11.47
Net Income to Common	10.01	8.56	8.09	0.98	9.86	11.47
Net Income Growth	13.97%	5.87%	726.63%	-90.07%	-14.09%	87.13%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change	-2.93%	-0.41%	-0.18%	3.94%	3.78%	31.48%
EPS (Basic)	1.96	1.63	1.52	0.18	1.92	2.32
EPS (Diluted)	1.94	1.62	1.52	0.18	1.92	2.32
EPS Growth	17.27%	6.58%	744.44%	-90.63%	-17.38%	42.69%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	0.250	0.229	-	-	-
Dividend Growth	-	9.17%	-	-	-	-
Effective Tax Rate	25.94%	25.60%	25.31%	25.60%	25.16%	21.19%