Pinnacle Bancshares, Inc. (PCLB)

Pinnacle Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2018
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2018
Cash & Equivalents	3.1	2.41	2.19	2.05	1.73	1.61
Investment Securities	192.29	181.27	185.04	182.46	194.66	78.82
Mortgage-Backed Securities	-	-	-	-	-	18.13
Total Investments	192.29	181.27	185.04	182.46	194.66	96.95
Gross Loans	128.42	131.79	125.43	118.52	125.2	104.89
Allowance for Loan Losses	-2.27	-2.35	-2.46	-2.56	-2.54	-1.6
Net Loans	126.15	129.44	122.97	115.96	122.66	103.28
Property, Plant & Equipment	8.24	8.46	8.72	7.32	7.51	6.38
Goodwill	0.31	0.31	0.31	0.31	0.31	0.31
Accrued Interest Receivable	2.03	2.11	2.11	2.07	1.92	1.29
Long-Term Deferred Tax Assets	9.06	9.76	9.08	-	-	-
Other Long-Term Assets	12.92	12.92	12.29	22.74	10.93	10.78
Total Assets	354.1	346.67	342.71	332.91	339.71	220.98
Interest Bearing Deposits	235.99	229.05	221.82	227.48	210.26	123.96
Institutional Deposits	-	-	-	-	-	9.14
Non-Interest Bearing Deposits	92.06	89.12	89.52	94.78	88.43	52.22
Total Deposits	328.05	318.17	311.34	322.26	298.69	185.33
Short-Term Borrowings	-	-	-	-	-	4.5
Accrued Interest Payable	0.68	0.87	1.39	0.11	0.08	0.15
Long-Term Debt	4	9	12.5	-	-	-
Long-Term Leases	0.24	0.26	0.3	0.4	0.49	-
Trust Preferred Securities	3.09	3.09	3.09	3.09	3.09	3.09
Other Long-Term Liabilities	0.99	1.41	1.29	1.3	1.69	0.71
Total Liabilities	337.05	332.8	329.92	327.17	304.05	193.77
Common Stock	0.02	0.02	0.02	0.02	0.02	0.02
Additional Paid-In Capital	8.92	8.92	8.92	8.92	8.92	8.92
Retained Earnings	50.37	48.86	45.77	42.27	38.71	30.34
Treasury Stock	-15.93	-15.7	-15.59	-15.59	-13.53	-11.46
Comprehensive Income & Other	-26.34	-28.24	-26.34	-29.89	1.54	-0.61
Shareholders' Equity	17.05	13.86	12.79	5.74	35.66	27.21
Total Liabilities & Equity	354.1	346.67	342.71	332.91	339.71	220.98
Total Debt	7.33	12.35	15.9	3.49	3.59	7.59
Net Cash (Debt)	18.53	7.88	5.81	10.44	9.29	-4.28
Net Cash Growth	109.58%	35.58%	-44.29%	12.35%	-	-
Net Cash Per Share	20.49	8.68	6.39	11.11	9.56	-4.10
Filing Date Shares Outstanding	0.9	0.91	0.91	0.91	0.97	1.04
Total Common Shares Outstanding	0.9	0.91	0.91	0.91	0.97	1.04
Book Value Per Share	18.98	15.30	14.06	6.31	36.73	26.07
Tangible Book Value	16.74	13.55	12.48	5.43	35.35	26.9
Tangible Book Value Per Share	18.64	14.96	13.72	5.97	36.42	25.78

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.