Pinnacle Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2018	2013 - 2017
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '18 Dec 31, 2018	2013 - 2017
Cash & Equivalents	2.99	2.41	2.19	2.05	1.73	1.61	Upgrade
Investment Securities	194.95	181.27	185.04	182.46	194.66	78.82	Upgrade
Mortgage-Backed Securities	-	-	-	-	-	18.13	Upgrade
Total Investments	194.95	181.27	185.04	182.46	194.66	96.95	Upgrade
Gross Loans	128.29	131.79	125.43	118.52	125.2	104.89	Upgrade
Allowance for Loan Losses	-2.28	-2.35	-2.46	-2.56	-2.54	-1.6	Upgrade
Net Loans	126.01	129.44	122.97	115.96	122.66	103.28	Upgrade
Property, Plant & Equipment	8.14	8.46	8.72	7.32	7.51	6.38	Upgrade
Goodwill	0.31	0.31	0.31	0.31	0.31	0.31	Upgrade
Accrued Interest Receivable	1.62	2.11	2.11	2.07	1.92	1.29	Upgrade
Long-Term Deferred Tax Assets	8.04	9.76	9.08	-	-	-	Upgrade
Other Long-Term Assets	13.84	12.92	12.29	22.74	10.93	10.78	Upgrade
Total Assets	355.9	346.67	342.71	332.91	339.71	220.98	Upgrade
Interest Bearing Deposits	233.56	229.05	221.82	227.48	210.26	123.96	Upgrade
Institutional Deposits	-	-	-	-	-	9.14	Upgrade
Non-Interest Bearing Deposits	92.28	89.12	89.52	94.78	88.43	52.22	Upgrade
Total Deposits	325.85	318.17	311.34	322.26	298.69	185.33	Upgrade
Short-Term Borrowings	-	-	-	-	-	4.5	Upgrade
Accrued Interest Payable	0.66	0.87	1.39	0.11	0.08	0.15	Upgrade
Long-Term Debt	4	9	12.5	-	-	-	Upgrade
Long-Term Leases	0.23	0.26	0.3	0.4	0.49	-	Upgrade
Trust Preferred Securities	3.09	3.09	3.09	3.09	3.09	3.09	Upgrade
Other Long-Term Liabilities	1.31	1.41	1.29	1.3	1.69	0.71	Upgrade
Total Liabilities	335.13	332.8	329.92	327.17	304.05	193.77	Upgrade
Common Stock	0.02	0.02	0.02	0.02	0.02	0.02	Upgrade
Additional Paid-In Capital	8.92	8.92	8.92	8.92	8.92	8.92	Upgrade
Retained Earnings	51.2	48.86	45.77	42.27	38.71	30.34	Upgrade
Treasury Stock	-15.93	-15.7	-15.59	-15.59	-13.53	-11.46	Upgrade
Comprehensive Income & Other	-23.45	-28.24	-26.34	-29.89	1.54	-0.61	Upgrade
Shareholders' Equity	20.76	13.86	12.79	5.74	35.66	27.21	Upgrade
Total Liabilities & Equity	355.9	346.67	342.71	332.91	339.71	220.98	Upgrade
Total Debt	7.32	12.35	15.9	3.49	3.59	7.59	Upgrade
Net Cash (Debt)	12.63	7.88	5.81	10.44	9.29	-4.28	Upgrade
Net Cash Growth	209.22%	35.58%	-44.29%	12.35%	-	-	Upgrade
Net Cash Per Share	14.01	8.68	6.39	11.11	9.56	-4.10	Upgrade
Filing Date Shares Outstanding	0.9	0.91	0.91	0.91	0.97	1.04	Upgrade
Total Common Shares Outstanding	0.9	0.91	0.91	0.91	0.97	1.04	Upgrade
Book Value Per Share	23.11	15.30	14.06	6.31	36.73	26.07	Upgrade
Tangible Book Value	20.46	13.55	12.48	5.43	35.35	26.9	Upgrade
Tangible Book Value Per Share	22.77	14.96	13.72	5.97	36.42	25.78	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.