Pinnacle Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2.76	2.41	2.19	2.05	1.73
Investment Securities	198.04	181.27	185.04	182.46	194.66
Total Investments	198.04	181.27	185.04	182.46	194.66
Gross Loans	132.86	131.79	125.43	118.52	125.2
Allowance for Loan Losses	-2.01	-2.35	-2.46	-2.56	-2.54
Net Loans	130.85	129.44	122.97	115.96	122.66
Property, Plant & Equipment	8.02	8.46	8.72	7.32	7.51
Goodwill	0.31	0.31	0.31	0.31	0.31
Accrued Interest Receivable	2.07	2.11	2.11	2.07	1.92
Long-Term Deferred Tax Assets	7.66	9.76	9.08	-	-
Other Long-Term Assets	13.95	12.92	12.29	22.74	10.93
Total Assets	363.67	346.67	342.71	332.91	339.71
Interest Bearing Deposits	240.02	229.05	221.82	227.48	210.26
Non-Interest Bearing Deposits	91.47	89.12	89.52	94.78	88.43
Total Deposits	331.5	318.17	311.34	322.26	298.69
Accrued Interest Payable	0.78	0.87	1.39	0.11	0.08
Long-Term Debt	4	9	12.5	-	-
Long-Term Leases	0.22	0.26	0.3	0.4	0.49
Trust Preferred Securities	3.09	3.09	3.09	3.09	3.09
Other Long-Term Liabilities	1.44	1.41	1.29	1.3	1.69
Total Liabilities	341.03	332.8	329.92	327.17	304.05
Common Stock	0.02	0.02	0.02	0.02	0.02
Additional Paid-In Capital	8.92	8.92	8.92	8.92	8.92
Retained Earnings	52.08	48.86	45.77	42.27	38.71
Treasury Stock	-15.93	-15.7	-15.59	-15.59	-13.53
Comprehensive Income & Other	-22.44	-28.24	-26.34	-29.89	1.54
Shareholders' Equity	22.65	13.86	12.79	5.74	35.66
Total Liabilities & Equity	363.67	346.67	342.71	332.91	339.71
Total Debt	7.31	12.35	15.9	3.49	3.59
Net Cash (Debt)	16.58	7.88	5.81	10.44	9.29
Net Cash Growth	110.26%	35.58%	-44.29%	12.35%	-
Net Cash Per Share	18.43	8.68	6.39	11.11	9.56
Filing Date Shares Outstanding	0.9	0.91	0.91	0.91	0.97
Total Common Shares Outstanding	0.9	0.91	0.91	0.91	0.97
Book Value Per Share	25.21	15.30	14.06	6.31	36.73
Tangible Book Value	22.34	13.55	12.48	5.43	35.35
Tangible Book Value Per Share	24.87	14.96	13.72	5.97	36.42

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.