Pinnacle Bancshares, Inc. (PCLB)

Pinnacle Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2018
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2018
Cash & Equivalents	2.52	2.41	2.19	2.05	1.73	1.61
Investment Securities	190.18	181.27	185.04	182.46	194.66	78.82
Mortgage-Backed Securities	-	-	-	-	-	18.13
Total Investments	190.18	181.27	185.04	182.46	194.66	96.95
Gross Loans	137.71	131.79	125.43	118.52	125.2	104.89
Allowance for Loan Losses	-2.28	-2.35	-2.46	-2.56	-2.54	-1.6
Net Loans	135.43	129.44	122.97	115.96	122.66	103.28
Property, Plant & Equipment	8.33	8.46	8.72	7.32	7.51	6.38
Goodwill	0.31	0.31	0.31	0.31	0.31	0.31
Accrued Interest Receivable	1.61	2.11	2.11	2.07	1.92	1.29
Long-Term Deferred Tax Assets	8.84	9.76	9.08	-	-	-
Other Long-Term Assets	12.9	12.92	12.29	22.74	10.93	10.78
Total Assets	360.13	346.67	342.71	332.91	339.71	220.98
Interest Bearing Deposits	238.49	229.05	221.82	227.48	210.26	123.96
Institutional Deposits	-	-	-	-	-	9.14
Non-Interest Bearing Deposits	95.43	89.12	89.52	94.78	88.43	52.22
Total Deposits	333.93	318.17	311.34	322.26	298.69	185.33
Short-Term Borrowings	-	-	-	-	-	4.5
Accrued Interest Payable	0.56	0.87	1.39	0.11	0.08	0.15
Long-Term Debt	4	9	12.5	-	-	-
Long-Term Leases	0.25	0.26	0.3	0.4	0.49	-
Trust Preferred Securities	3.09	3.09	3.09	3.09	3.09	3.09
Other Long-Term Liabilities	1.27	1.41	1.29	1.3	1.69	0.71
Total Liabilities	343.1	332.8	329.92	327.17	304.05	193.77
Common Stock	0.02	0.02	0.02	0.02	0.02	0.02
Additional Paid-In Capital	8.92	8.92	8.92	8.92	8.92	8.92
Retained Earnings	49.63	48.86	45.77	42.27	38.71	30.34
Treasury Stock	-15.87	-15.7	-15.59	-15.59	-13.53	-11.46
Comprehensive Income & Other	-25.68	-28.24	-26.34	-29.89	1.54	-0.61
Shareholders' Equity	17.02	13.86	12.79	5.74	35.66	27.21
Total Liabilities & Equity	360.13	346.67	342.71	332.91	339.71	220.98
Total Debt	7.34	12.35	15.9	3.49	3.59	7.59
Net Cash (Debt)	17.24	7.88	5.81	10.44	9.29	-4.28
Net Cash Growth	93.23%	35.58%	-44.29%	12.35%	-	-
Net Cash Per Share	19.01	8.68	6.39	11.11	9.56	-4.10
Filing Date Shares Outstanding	0.9	0.91	0.91	0.91	0.97	1.04
Total Common Shares Outstanding	0.9	0.91	0.91	0.91	0.97	1.04
Book Value Per Share	18.91	15.30	14.06	6.31	36.73	26.07
Tangible Book Value	16.72	13.55	12.48	5.43	35.35	26.9
Tangible Book Value Per Share	18.57	14.96	13.72	5.97	36.42	25.78

Updated Jan 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.