Pinnacle Bancshares, Inc. (PCLB)
OTCMKTS · Delayed Price · Currency is USD
34.55
-0.34 (-0.97%)
Oct 22, 2026, 2:23 PM EDT
Pinnacle Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4.48 | 4.19 | 4.07 | 4.48 | 4.5 | 4.69 |
Depreciation & Amortization | 0.49 | 0.48 | 0.52 | 0.42 | 0.42 | 0.45 |
Gain (Loss) on Sale of Investments | 0.25 | 0.13 | 0.19 | 0.18 | 0.21 | 0.09 |
Provision for Credit Losses | 0.05 | - | - | - | 0.13 | 0.2 |
Accrued Interest Receivable | -0.11 | 0.03 | -0 | -0.04 | -0.15 | -0.43 |
Other Operating Activities | -0.44 | -0.48 | -0.33 | 0.14 | -0.48 | -0.77 |
Operating Cash Flow | 4.93 | 4.26 | 3.93 | 6.46 | 4.66 | 4.16 |
Operating Cash Flow Growth | 23.16% | 8.52% | -39.23% | 38.63% | 12.03% | 21.35% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.9 | -0.08 | -0.3 | -1.91 | -0.34 | -0.91 |
Investment in Securities | -18.09 | -8.93 | 0.93 | 2.38 | -31.12 | -54.44 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -10.11 | -1.41 | -6.46 | -7.02 | 6.58 | -13.43 |
Other Investing Activities | 0.66 | -0.6 | -0.12 | -0.06 | -0.03 | 1.62 |
Investing Cash Flow | -28.44 | -11.03 | -5.95 | -6.61 | -24.91 | -67.15 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 16.5 | 16.1 | - | - |
Total Debt Issued | 2 | - | 16.5 | 16.1 | - | - |
Long-Term Debt Repaid | - | -5 | -20 | -3.6 | - | - |
Total Debt Repaid | -2 | -5 | -20 | -3.6 | - | - |
Net Debt Issued (Repaid) | - | -5 | -3.5 | 12.5 | - | - |
Repurchase of Common Stock | - | -0.23 | -0.11 | - | -2.06 | -0.09 |
Common Dividends Paid | -0.97 | -0.97 | -0.98 | -0.98 | -0.94 | -0.86 |
Net Increase (Decrease) in Deposit Accounts | 25.32 | 13.33 | 6.83 | -10.92 | 23.57 | 63.58 |
Other Financing Activities | - | - | -0 | - | - | - |
Financing Cash Flow | 24.35 | 7.12 | 2.24 | 0.6 | 20.57 | 62.64 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 0.84 | 0.36 | 0.22 | 0.45 | 0.32 | -0.35 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 4.03 | 4.18 | 3.63 | 4.55 | 4.33 | 3.26 |
Free Cash Flow Growth | 2.76% | 15.16% | -20.27% | 5.16% | 32.92% | 11.37% |
Free Cash Flow Margin | 28.95% | 30.59% | 27.30% | 33.68% | 32.84% | 25.15% |
Free Cash Flow Per Share | 4.49 | 4.65 | 3.99 | 5.00 | 4.61 | 3.35 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 4.4 | 4.37 | 4.56 | 1.17 | 0.69 | 0.61 |
Cash Income Tax Paid | 0.88 | 0.92 | 1.02 | 0.95 | 1.33 | 1.03 |