Pinnacle Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4.29	4.19	4.07	4.48	4.5	4.69
Depreciation & Amortization	0.48	0.48	0.52	0.42	0.42	0.45
Gain (Loss) on Sale of Investments	0.29	0.13	0.19	0.18	0.21	0.09
Provision for Credit Losses	0.03	-	-	-	0.13	0.2
Accrued Interest Receivable	-0.04	0.03	-0	-0.04	-0.15	-0.43
Other Operating Activities	-0.59	-0.48	-0.33	0.14	-0.48	-0.77
Operating Cash Flow	4.52	4.26	3.93	6.46	4.66	4.16
Operating Cash Flow Growth	16.23%	8.52%	-39.23%	38.63%	12.03%	21.35%
Capital Expenditures	-0.79	-0.08	-0.3	-1.91	-0.34	-0.91
Investment in Securities	-17.97	-8.93	0.93	2.38	-31.12	-54.44
Net Decrease (Increase) in Loans Originated / Sold - Investing	-7.93	-1.41	-6.46	-7.02	6.58	-13.43
Other Investing Activities	-0.39	-0.6	-0.12	-0.06	-0.03	1.62
Investing Cash Flow	-27.07	-11.03	-5.95	-6.61	-24.91	-67.15
Long-Term Debt Issued	-	-	16.5	16.1	-	-
Total Debt Issued	2	-	16.5	16.1	-	-
Long-Term Debt Repaid	-	-5	-20	-3.6	-	-
Total Debt Repaid	-2	-5	-20	-3.6	-	-
Net Debt Issued (Repaid)	-	-5	-3.5	12.5	-	-
Repurchase of Common Stock	-	-0.23	-0.11	-	-2.06	-0.09
Common Dividends Paid	-0.97	-0.97	-0.98	-0.98	-0.94	-0.86
Net Increase (Decrease) in Deposit Accounts	23.55	13.33	6.83	-10.92	23.57	63.58
Other Financing Activities	-	-	-0	-	-	-
Financing Cash Flow	22.58	7.12	2.24	0.6	20.57	62.64
Net Cash Flow	0.02	0.36	0.22	0.45	0.32	-0.35
Free Cash Flow	3.73	4.18	3.63	4.55	4.33	3.26
Free Cash Flow Growth	-2.65%	15.16%	-20.27%	5.16%	32.92%	11.37%
Free Cash Flow Margin	27.12%	30.59%	27.30%	33.68%	32.84%	25.15%
Free Cash Flow Per Share	4.15	4.65	3.99	5.00	4.61	3.35
Cash Interest Paid	4.47	4.37	4.56	1.17	0.69	0.61
Cash Income Tax Paid	0.93	0.92	1.02	0.95	1.33	1.03