Pinnacle Bancshares Statistics
Total Valuation
PCLB has a market cap or net worth of 29.78 million.
| Market Cap | 29.78M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, January 29, 2026.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | Dec 9, 2025 |
Share Statistics
PCLB has 898,336 shares outstanding. The number of shares has decreased by -1.01% in one year.
| Current Share Class | 898,336 |
| Shares Outstanding | 898,336 |
| Shares Change (YoY) | -1.01% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 7.12.
| PE Ratio | 7.12 |
| Forward PE | n/a |
| PS Ratio | 2.18 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.33 |
| P/FCF Ratio | 7.13 |
| P/OCF Ratio | 6.99 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.75 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 22.95%.
| Return on Equity (ROE) | 22.95% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.91% |
| Revenue Per Employee | 153,473 |
| Profits Per Employee | 47,069 |
| Employee Count | 89 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PCLB has paid 1.04 million in taxes.
| Income Tax | 1.04M |
| Effective Tax Rate | 19.93% |
Stock Price Statistics
The stock price has increased by +6.94% in the last 52 weeks. The beta is 0.34, so PCLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.34 |
| 52-Week Price Change | +6.94% |
| 50-Day Moving Average | 32.42 |
| 200-Day Moving Average | 26.88 |
| Relative Strength Index (RSI) | 57.13 |
| Average Volume (20 Days) | 1,033 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, PCLB had revenue of 13.66 million and earned 4.19 million in profits. Earnings per share was 4.66.
| Revenue | 13.66M |
| Gross Profit | 13.66M |
| Operating Income | 5.23M |
| Pretax Income | 5.23M |
| Net Income | 4.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.66 |
Balance Sheet
The company has 23.89 million in cash and 7.31 million in debt, with a net cash position of 16.58 million or 18.45 per share.
| Cash & Cash Equivalents | 23.89M |
| Total Debt | 7.31M |
| Net Cash | 16.58M |
| Net Cash Per Share | 18.45 |
| Equity (Book Value) | 22.65M |
| Book Value Per Share | 25.21 |
| Working Capital | -306.32M |
Cash Flow
In the last 12 months, operating cash flow was 4.26 million and capital expenditures -84,542, giving a free cash flow of 4.18 million.
| Operating Cash Flow | 4.26M |
| Capital Expenditures | -84,542 |
| Free Cash Flow | 4.18M |
| FCF Per Share | 4.65 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.30% |
| Pretax Margin | 38.30% |
| Profit Margin | 30.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.59% |
Dividends & Yields
This stock pays an annual dividend of 1.08, which amounts to a dividend yield of 3.26%.
| Dividend Per Share | 1.08 |
| Dividend Yield | 3.26% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 23.17% |
| Buyback Yield | 1.01% |
| Shareholder Yield | 4.26% |
| Earnings Yield | 14.07% |
| FCF Yield | 14.03% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 30, 1997. It was a forward split with a ratio of 2.
| Last Split Date | Oct 30, 1997 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |