Pinnacle Bankshares Corporation (PPBN)

Pinnacle Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	117.57	108.21	87.59	36.52	298.6	210.81
Investment Securities	145.29	120.36	174.56	185.69	57.96	14.91
Mortgage-Backed Securities	-	55.7	59.27	65.68	63	32.08
Total Investments	145.29	176.07	233.83	251.36	120.96	46.99
Gross Loans	731.7	711.92	641.44	632.9	552.24	564.32
Allowance for Loan Losses	-5.16	-5.08	-4.51	-3.85	-3.66	-3.48
Other Adjustments to Gross Loans	-	-0.81	-0.64	-0.57	-0.5	-0.76
Net Loans	726.54	706.02	636.29	628.47	548.08	560.08
Property, Plant & Equipment	-	24.14	21.5	21.74	22.61	22.67
Goodwill	-	0.54	0.54	0.54	0.54	0.54
Other Intangible Assets	-	0.93	1.09	1.25	1.41	1.57
Accrued Interest Receivable	-	3.24	3.26	2.96	1.68	1.63
Long-Term Deferred Tax Assets	-	2.09	3.08	-	-	-
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.52
Other Long-Term Assets	51.16	22.02	28.66	26.56	21.56	15.25
Total Assets	1,041	1,044	1,017	969.93	1,016	860.51
Interest Bearing Deposits	939.78	660.88	641.78	604.47	587.87	521.48
Institutional Deposits	-	27.21	21.16	7.94	9	9.83
Non-Interest Bearing Deposits	-	262.83	269.5	286.83	341.2	250.03
Total Deposits	939.78	950.92	932.44	899.24	938.08	781.34
Current Portion of Leases	-	0.31	-	-	-	-
Accrued Interest Payable	-	1.59	0.86	0.16	0.15	0.24
Long-Term Debt	-	10	10	10	10	10
Long-Term Leases	-	0.96	-	-	-	-
Pension & Post-Retirement Benefits	-	0.66	1.86	0.97	-	-
Other Long-Term Liabilities	16.33	1.18	2.96	2.56	5.27	10.61
Total Liabilities	956.1	965.61	948.12	912.92	953.5	802.18
Common Stock	11.61	6.5	6.46	6.41	6.39	6.36
Additional Paid-In Capital	-	12.21	11.95	11.67	11.48	11.29
Retained Earnings	72.85	69.04	62.07	54.61	47.7	44.51
Comprehensive Income & Other	-	-9.36	-12.08	-15.69	-3.2	-3.83
Shareholders' Equity	84.46	78.39	68.41	57.01	62.37	58.33
Total Liabilities & Equity	1,041	1,044	1,017	969.93	1,016	860.51
Total Debt	-	11.27	10	10	10	10
Net Cash (Debt)	117.57	97.2	77.84	26.77	288.85	201.06
Net Cash Growth	19.76%	24.87%	190.76%	-90.73%	43.66%	637.55%
Net Cash Per Share	53.06	43.94	35.47	12.28	133.09	120.95
Filing Date Shares Outstanding	2.23	2.22	2.21	2.18	2.17	2.16
Total Common Shares Outstanding	2.23	2.21	2.2	2.18	2.17	2.16
Book Value Per Share	37.95	35.43	31.12	26.17	28.74	27.02
Tangible Book Value	84.46	76.91	66.77	55.22	60.42	56.22
Tangible Book Value Per Share	37.95	34.77	30.38	25.35	27.84	26.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.