Pinnacle Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	124.03	122.26	108.21	87.59	36.52	298.6
Investment Securities	173.4	90.31	120.36	174.56	185.69	57.96
Mortgage-Backed Securities	-	62.39	55.7	59.27	65.68	63
Total Investments	173.4	152.7	176.07	233.83	251.36	120.96
Gross Loans	747.1	740.33	711.92	641.44	632.9	552.24
Allowance for Loan Losses	-5.24	-5.24	-5.08	-4.51	-3.85	-3.66
Other Adjustments to Gross Loans	-	-0.97	-0.81	-0.64	-0.57	-0.5
Net Loans	741.86	734.13	706.02	636.29	628.47	548.08
Property, Plant & Equipment	-	24.02	22.9	21.5	21.74	22.61
Goodwill	-	0.54	0.54	0.54	0.54	0.54
Other Intangible Assets	-	0.77	0.93	1.09	1.25	1.41
Accrued Interest Receivable	-	3.24	3.24	3.26	2.96	1.68
Long-Term Deferred Tax Assets	-	1.4	2.08	3.08	-	-
Other Long-Term Assets	51.06	25.42	23.26	28.66	26.56	21.56
Total Assets	1,090	1,065	1,044	1,017	969.93	1,016
Interest Bearing Deposits	998.46	668.72	660.88	641.78	604.47	587.87
Institutional Deposits	-	22.39	27.21	21.16	7.94	9
Non-Interest Bearing Deposits	-	280.2	262.83	269.5	286.83	341.2
Total Deposits	998.46	971.31	950.92	932.44	899.24	938.08
Current Portion of Leases	-	0.32	-	-	-	-
Accrued Interest Payable	-	1.27	1.59	0.86	0.16	0.15
Long-Term Debt	-	-	10	10	10	10
Long-Term Leases	-	0.64	-	-	-	-
Pension & Post-Retirement Benefits	-	0.55	0.51	1.86	0.97	-
Other Long-Term Liabilities	3.82	1.73	2.59	2.96	2.56	5.27
Total Liabilities	1,002	975.82	965.61	948.12	912.92	953.5
Common Stock	8.19	6.54	6.5	6.46	6.41	6.39
Additional Paid-In Capital	-	12.51	12.21	11.95	11.67	11.48
Retained Earnings	79.89	77.45	69.04	62.07	54.61	47.7
Comprehensive Income & Other	-	-7.09	-9.36	-12.08	-15.69	-3.2
Shareholders' Equity	88.07	89.41	78.39	68.41	57.01	62.37
Total Liabilities & Equity	1,090	1,065	1,044	1,017	969.93	1,016
Total Debt	-	0.96	10	10	10	10
Net Cash (Debt)	124.03	121.55	98.46	77.84	26.77	288.85
Net Cash Growth	13.06%	23.45%	26.50%	190.76%	-90.73%	43.66%
Net Cash Per Share	55.90	54.69	44.52	35.47	12.28	133.09
Filing Date Shares Outstanding	2.16	2.23	2.22	2.21	2.18	2.17
Total Common Shares Outstanding	2.16	2.23	2.21	2.2	2.18	2.17
Book Value Per Share	40.84	40.18	35.43	31.12	26.17	28.74
Tangible Book Value	88.07	88.1	76.91	66.77	55.22	60.42
Tangible Book Value Per Share	40.84	39.59	34.77	30.38	25.35	27.84