Pinnacle Bankshares Corporation (PPBN)

Pinnacle Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	152.25	122.26	108.21	87.59	36.52	298.6
Investment Securities	187.94	90.31	120.36	174.56	185.69	57.96
Mortgage-Backed Securities	-	62.39	55.7	59.27	65.68	63
Total Investments	187.94	152.7	176.07	233.83	251.36	120.96
Gross Loans	-	740.33	711.92	641.44	632.9	552.24
Allowance for Loan Losses	-	-5.24	-5.08	-4.51	-3.85	-3.66
Other Adjustments to Gross Loans	-	-0.97	-0.81	-0.64	-0.57	-0.5
Net Loans	-	734.13	706.02	636.29	628.47	548.08
Property, Plant & Equipment	-	24.02	22.9	21.5	21.74	22.61
Goodwill	-	0.54	0.54	0.54	0.54	0.54
Other Intangible Assets	-	0.77	0.93	1.09	1.25	1.41
Accrued Interest Receivable	-	3.24	3.24	3.26	2.96	1.68
Long-Term Deferred Tax Assets	-	1.4	2.08	3.08	-	-
Other Long-Term Assets	52.73	25.42	23.26	28.66	26.56	21.56
Total Assets	1,142	1,065	1,044	1,017	969.93	1,016

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	-	668.72	660.88	641.78	604.47	587.87
Institutional Deposits	-	22.39	27.21	21.16	7.94	9
Non-Interest Bearing Deposits	-	280.2	262.83	269.5	286.83	341.2
Total Deposits	-	971.31	950.92	932.44	899.24	938.08
Current Portion of Leases	-	0.32	-	-	-	-
Accrued Interest Payable	-	1.27	1.59	0.86	0.16	0.15
Long-Term Debt	-	-	10	10	10	10
Long-Term Leases	-	0.64	-	-	-	-
Pension & Post-Retirement Benefits	-	0.55	0.51	1.86	0.97	-
Other Long-Term Liabilities	1,048	1.73	2.59	2.96	2.56	5.27
Total Liabilities	1,048	975.82	965.61	948.12	912.92	953.5

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	93.84	6.54	6.5	6.46	6.41	6.39
Additional Paid-In Capital	-	12.51	12.21	11.95	11.67	11.48
Retained Earnings	-	77.45	69.04	62.07	54.61	47.7
Comprehensive Income & Other	-	-7.09	-9.36	-12.08	-15.69	-3.2
Shareholders' Equity	93.84	89.41	78.39	68.41	57.01	62.37
Total Liabilities & Equity	1,142	1,065	1,044	1,017	969.93	1,016

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	-	0.96	10	10	10	10
Net Cash (Debt)	152.25	121.55	98.46	77.84	26.77	288.85
Net Cash Growth	29.49%	23.45%	26.50%	190.76%	-90.73%	43.66%
Net Cash Per Share	69.09	54.69	44.52	35.47	12.28	133.09
Filing Date Shares Outstanding	2.16	2.23	2.22	2.21	2.18	2.17
Total Common Shares Outstanding	2.16	2.23	2.21	2.2	2.18	2.17
Book Value Per Share	43.42	40.18	35.43	31.12	26.17	28.74
Tangible Book Value	93.84	88.1	76.91	66.77	55.22	60.42
Tangible Book Value Per Share	43.42	39.59	34.77	30.38	25.35	27.84

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 30, 2026

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