Primary Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	66.67	95.1	91.33	65.08	153.92
Investment Securities	5.77	1	-	-	-
Mortgage-Backed Securities	7.98	8.71	9.25	9.81	10.74
Total Investments	13.75	9.71	9.25	9.81	10.74
Gross Loans	638.08	600.74	590.29	577.28	503.64
Allowance for Loan Losses	-6.36	-5.86	-6.04	-7.11	-5.71
Net Loans	631.72	594.88	584.25	570.17	497.93
Property, Plant & Equipment	2.05	2.45	2.93	2.82	3.32
Accrued Interest Receivable	1.96	1.96	2.06	1.49	1.12
Long-Term Deferred Tax Assets	1.54	1.66	1.53	1.51	1.26
Other Real Estate Owned & Foreclosed	3.7	1	-	-	-
Other Long-Term Assets	0.91	1.81	2.31	2.58	2.37
Total Assets	722.74	708.97	694	654.19	670.78
Accrued Expenses	2.93	3.69	2.93	1.56	1.1
Interest Bearing Deposits	135.15	137.47	141.84	118.55	124.14
Institutional Deposits	87.9	81.58	83.73	28.79	23.68
Non-Interest Bearing Deposits	382.24	384.6	375.21	417.24	456
Total Deposits	605.3	603.65	600.78	564.58	603.81
Short-Term Borrowings	-	-	-	10	-
Current Portion of Leases	0.34	-	-	-	-
Long-Term Leases	1.12	1.76	2.02	1.75	2.02
Total Liabilities	609.69	609.09	605.73	577.89	606.93
Common Stock	0.05	0.05	0.05	0.05	0.04
Additional Paid-In Capital	59.12	57.58	56.83	55.05	53.25
Retained Earnings	53.88	42.25	31.64	21.21	10.55
Treasury Stock	-	-	-0.26	-	-
Shareholders' Equity	113.05	99.88	88.26	76.31	63.85
Total Liabilities & Equity	722.74	708.97	694	654.19	670.78
Total Debt	1.46	1.76	2.02	11.75	2.02
Net Cash (Debt)	65.21	93.35	89.31	53.33	151.9
Net Cash Growth	-30.14%	4.52%	67.45%	-64.89%	17.68%
Net Cash Per Share	13.46	19.30	18.70	11.14	33.10
Filing Date Shares Outstanding	4.83	4.72	4.65	4.6	4.5
Total Common Shares Outstanding	4.83	4.72	4.65	4.6	4.5
Book Value Per Share	23.41	21.15	19.00	16.60	14.20
Tangible Book Value	113.05	99.88	88.26	76.31	63.85
Tangible Book Value Per Share	23.41	21.15	19.00	16.60	14.20