PSB Holdings, Inc. (PSBQ)

PSB Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	37.49	40.5	27.78	29.41	53.54	38.53
Investment Securities	85.08	108.93	110.57	116.61	126.66	118.08
Trading Asset Securities	-	0.05	0.02	0.02	0.22	0.62
Mortgage-Backed Securities	190.71	169.69	142.01	165.44	184.03	111.45
Total Investments	275.79	278.67	252.6	282.06	310.91	230.15
Gross Loans	1,128	1,118	1,122	1,032	965.11	879.55
Allowance for Loan Losses	-12.69	-12.34	-12.3	-12.29	-12.22	-10.84
Other Adjustments to Gross Loans	-	-27.79	-31.36	-57.96	-76.55	-47.76
Net Loans	1,115	1,078	1,078	961.87	876.34	820.96
Property, Plant & Equipment	13.36	13.81	13.1	13.16	12.7	10.92
Goodwill	3.5	2.54	2.54	2.54	2.54	0.11
Other Intangible Assets	0.31	0.2	0.27	0.38	0.53	0
Loans Held for Sale	0.15	0.22	0.23	-	3.06	0.95
Accrued Interest Receivable	5.02	5.04	5.14	4.01	3.26	3.53
Other Real Estate Owned & Foreclosed	-	-	-	0.16	1.1	1.62
Other Long-Term Assets	37.35	37.96	37.6	41.58	32.08	22.9
Total Assets	1,497	1,466	1,424	1,338	1,299	1,132
Accrued Expenses	13.65	14.24	12.53	12.45	13.19	10.74
Interest Bearing Deposits	765.98	787.53	758.07	746.5	780.9	670.05
Institutional Deposits	144.59	100.3	116.91	109.92	39.86	25.11
Non-Interest Bearing Deposits	278.62	259.52	266.83	292.34	284.48	236.98
Total Deposits	1,189	1,147	1,142	1,149	1,105	932.14
Short-Term Borrowings	6.06	6.87	8.06	12.99	6.68	12.24
Current Portion of Long-Term Debt	-	48	35	5	-	-
Current Portion of Leases	-	0.16	-	-	-	-
Long-Term Debt	4.79	4.78	4.77	5.55	2.5	2.5
Federal Home Loan Bank Debt, Long-Term	140.95	114.25	99	38	47	62
Long-Term Leases	-	0.32	0.15	0.19	0.13	0.19
Trust Preferred Securities	13.1	13.02	12.92	12.82	12.72	7.73
Other Long-Term Liabilities	-	0.67	0.58	-	-	-
Total Liabilities	1,368	1,350	1,315	1,236	1,187	1,028
Preferred Stock, Redeemable	7.2	7.2	7.2	7.2	-	-
Common Stock	1.83	1.83	1.83	1.83	1.83	1.83
Additional Paid-In Capital	8.71	8.61	8.46	8.3	8.06	7.82
Retained Earnings	148.03	139.84	132.67	126	114.63	103.86
Treasury Stock	-23.22	-21.88	-20.18	-17.17	-13.88	-13.53
Comprehensive Income & Other	-14.17	-19.31	-20.69	-24.22	0.63	4.46
Total Common Equity	121.18	109.09	102.09	94.74	111.26	104.43
Shareholders' Equity	128.38	116.29	109.29	101.94	111.26	104.43
Total Liabilities & Equity	1,497	1,466	1,424	1,338	1,299	1,132
Total Debt	164.9	187.41	159.91	74.55	69.02	84.66
Net Cash (Debt)	-127.41	-146.86	-132.11	-45.12	-15.01	-44.27
Net Cash Per Share	-31.27	-35.56	-31.36	-10.22	-3.37	-9.94
Filing Date Shares Outstanding	4.04	4.09	4.16	4.3	4.44	4.45
Total Common Shares Outstanding	4.04	4.09	4.16	4.3	4.44	4.45
Book Value Per Share	29.99	26.65	24.51	22.05	25.06	23.45
Tangible Book Value	117.37	106.35	99.27	91.82	108.19	104.31
Tangible Book Value Per Share	29.05	25.98	23.84	21.37	24.36	23.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.