PSB Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	59.51	29.88	40.5	27.78	29.41	53.54
Investment Securities	81.73	95.08	108.93	110.57	116.61	126.66
Trading Asset Securities	-	0.04	0.05	0.02	0.02	0.22
Mortgage-Backed Securities	171.11	173.59	169.69	142.01	165.44	184.03
Total Investments	252.84	268.71	278.67	252.6	282.06	310.91
Gross Loans	1,129	1,131	1,118	1,122	1,032	965.11
Allowance for Loan Losses	-13.13	-12.61	-12.34	-12.3	-12.29	-12.22
Other Adjustments to Gross Loans	-	-22.18	-27.79	-31.36	-57.96	-76.55
Net Loans	1,116	1,096	1,078	1,078	961.87	876.34
Property, Plant & Equipment	13.16	12.97	13.81	13.1	13.16	12.7
Goodwill	3.57	3.5	2.54	2.54	2.54	2.54
Other Intangible Assets	0.27	0.29	0.2	0.27	0.38	0.53
Loans Held for Sale	0.65	0.18	0.22	0.23	-	3.06
Accrued Interest Receivable	5.09	5.04	5.04	5.14	4.01	3.26
Other Real Estate Owned & Foreclosed	-	-	-	-	0.16	1.1
Other Long-Term Assets	36.22	36.8	37.96	37.6	41.58	32.08
Total Assets	1,495	1,461	1,466	1,424	1,338	1,299
Accrued Expenses	14.99	15.52	14.24	12.53	12.45	13.19
Interest Bearing Deposits	773.85	759.02	787.53	758.07	746.5	780.9
Institutional Deposits	131.23	139.71	100.3	116.91	109.92	39.86
Non-Interest Bearing Deposits	281.95	278.3	259.52	266.83	292.34	284.48
Total Deposits	1,187	1,177	1,147	1,142	1,149	1,105
Short-Term Borrowings	4.12	5.4	6.87	8.06	12.99	6.68
Current Portion of Long-Term Debt	-	47.6	48	35	5	-
Current Portion of Leases	-	0.16	-	-	-	-
Long-Term Debt	4.79	4.79	4.78	4.77	5.55	2.5
Federal Home Loan Bank Debt, Long-Term	136.95	65.35	114.25	99	38	47
Long-Term Leases	-	0.29	0.48	0.15	0.19	0.13
Trust Preferred Securities	13.15	13.13	13.02	12.92	12.82	12.72
Other Long-Term Liabilities	0.49	0.54	0.67	0.58	-	-
Total Liabilities	1,362	1,330	1,350	1,315	1,236	1,187
Preferred Stock, Redeemable	7.2	7.2	7.2	7.2	7.2	-
Common Stock	1.83	1.83	1.83	1.83	1.83	1.83
Additional Paid-In Capital	8.73	8.73	8.61	8.46	8.3	8.06
Retained Earnings	153.15	150.56	139.84	132.67	126	114.63
Treasury Stock	-23.78	-23.64	-21.88	-20.18	-17.17	-13.88
Comprehensive Income & Other	-13.26	-13	-19.31	-20.69	-24.22	0.63
Total Common Equity	126.67	124.47	109.09	102.09	94.74	111.26
Shareholders' Equity	133.87	131.67	116.29	109.29	101.94	111.26
Total Liabilities & Equity	1,495	1,461	1,466	1,424	1,338	1,299
Total Debt	159.01	136.71	187.41	159.91	74.55	69.02
Net Cash (Debt)	-99.5	-106.79	-146.85	-132.11	-45.12	-15.01
Net Cash Per Share	-24.59	-26.28	-35.56	-31.36	-10.22	-3.37
Filing Date Shares Outstanding	4.02	4.02	4.09	4.16	4.3	4.44
Total Common Shares Outstanding	4.02	4.02	4.09	4.16	4.3	4.44
Book Value Per Share	31.51	30.93	26.65	24.51	22.05	25.06
Tangible Book Value	122.84	120.69	106.35	99.27	91.82	108.19
Tangible Book Value Per Share	30.55	29.99	25.98	23.84	21.37	24.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.