PSB Holdings, Inc. (PSBQ)

PSB Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	57.68	29.88	40.5	27.78	29.41	53.54
Investment Securities	79.63	95.08	108.93	110.57	116.61	126.66
Trading Asset Securities	-	0.04	0.05	0.02	0.02	0.22
Mortgage-Backed Securities	165.01	173.59	169.69	142.01	165.44	184.03
Total Investments	244.64	268.71	278.67	252.6	282.06	310.91
Gross Loans	1,148	1,131	1,118	1,122	1,032	965.11
Allowance for Loan Losses	-13.45	-12.61	-12.34	-12.3	-12.29	-12.22
Other Adjustments to Gross Loans	-	-22.18	-27.79	-31.36	-57.96	-76.55
Net Loans	1,134	1,096	1,078	1,078	961.87	876.34
Property, Plant & Equipment	12.89	12.97	13.81	13.1	13.16	12.7
Goodwill	3.57	3.5	2.54	2.54	2.54	2.54
Other Intangible Assets	0.25	0.29	0.2	0.27	0.38	0.53
Loans Held for Sale	-	0.18	0.22	0.23	-	3.06
Accrued Interest Receivable	4.89	5.04	5.04	5.14	4.01	3.26
Other Real Estate Owned & Foreclosed	0.14	-	-	-	0.16	1.1
Other Long-Term Assets	35.84	36.8	37.96	37.6	41.58	32.08
Total Assets	1,503	1,461	1,466	1,424	1,338	1,299

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	15.32	15.52	14.24	12.53	12.45	13.19
Interest Bearing Deposits	762.73	759.02	787.53	758.07	746.5	780.9
Institutional Deposits	124.85	139.71	100.3	116.91	109.92	39.86
Non-Interest Bearing Deposits	290.6	278.3	259.52	266.83	292.34	284.48
Total Deposits	1,178	1,177	1,147	1,142	1,149	1,105
Short-Term Borrowings	2.45	5.4	6.87	8.06	12.99	6.68
Current Portion of Long-Term Debt	-	47.6	48	35	5	-
Current Portion of Leases	-	0.16	-	-	-	-
Long-Term Debt	4.79	4.79	4.78	4.77	5.55	2.5
Federal Home Loan Bank Debt, Long-Term	151.45	65.35	114.25	99	38	47
Long-Term Leases	-	0.29	0.48	0.15	0.19	0.13
Trust Preferred Securities	13.18	13.13	13.02	12.92	12.82	12.72
Other Long-Term Liabilities	0.49	0.54	0.67	0.58	-	-
Total Liabilities	1,366	1,330	1,350	1,315	1,236	1,187

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	7.2	7.2	7.2	7.2	7.2	-
Common Stock	1.83	1.83	1.83	1.83	1.83	1.83
Additional Paid-In Capital	8.8	8.73	8.61	8.46	8.3	8.06
Retained Earnings	155.7	150.56	139.84	132.67	126	114.63
Treasury Stock	-23.76	-23.64	-21.88	-20.18	-17.17	-13.88
Comprehensive Income & Other	-13.02	-13	-19.31	-20.69	-24.22	0.63
Total Common Equity	129.56	124.47	109.09	102.09	94.74	111.26
Shareholders' Equity	136.76	131.67	116.29	109.29	101.94	111.26
Total Liabilities & Equity	1,503	1,461	1,466	1,424	1,338	1,299

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	171.87	136.71	187.41	159.91	74.55	69.02
Net Cash (Debt)	-114.19	-106.79	-146.85	-132.11	-45.12	-15.01
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-28.24	-26.28	-35.56	-31.36	-10.22	-3.37
Filing Date Shares Outstanding	4.02	4.02	4.09	4.16	4.3	4.44
Total Common Shares Outstanding	4.02	4.02	4.09	4.16	4.3	4.44
Book Value Per Share	32.22	30.93	26.65	24.51	22.05	25.06
Tangible Book Value	125.74	120.69	106.35	99.27	91.82	108.19
Tangible Book Value Per Share	31.27	29.99	25.98	23.84	21.37	24.36

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 16, 2026

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