PSB Holdings, Inc. (PSBQ)

PSB Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	84.78	29.88	40.5	27.78	29.41	53.54
Investment Securities	79.28	95.08	108.93	110.57	116.61	126.66
Trading Asset Securities	-	0.04	0.05	0.02	0.02	0.22
Mortgage-Backed Securities	152.67	173.59	169.69	142.01	165.44	184.03
Total Investments	231.96	268.71	278.67	252.6	282.06	310.91
Gross Loans	1,136	1,131	1,118	1,122	1,032	965.11
Allowance for Loan Losses	-12.68	-12.61	-12.34	-12.3	-12.29	-12.22
Other Adjustments to Gross Loans	-	-22.18	-27.79	-31.36	-57.96	-76.55
Net Loans	1,124	1,096	1,078	1,078	961.87	876.34
Property, Plant & Equipment	12.61	12.97	13.81	13.1	13.16	12.7
Goodwill	3.57	3.5	2.54	2.54	2.54	2.54
Other Intangible Assets	0.23	0.29	0.2	0.27	0.38	0.53
Loans Held for Sale	1.6	0.18	0.22	0.23	-	3.06
Accrued Interest Receivable	4.78	5.04	5.04	5.14	4.01	3.26
Other Real Estate Owned & Foreclosed	0.14	-	-	-	0.16	1.1
Other Long-Term Assets	36.85	36.8	37.96	37.6	41.58	32.08
Total Assets	1,509	1,461	1,466	1,424	1,338	1,299

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	12.97	15.52	14.24	12.53	12.45	13.19
Interest Bearing Deposits	649.97	759.02	787.53	758.07	746.5	780.9
Institutional Deposits	247.65	139.71	100.3	116.91	109.92	39.86
Non-Interest Bearing Deposits	315.36	278.3	259.52	266.83	292.34	284.48
Total Deposits	1,213	1,177	1,147	1,142	1,149	1,105
Short-Term Borrowings	-	5.4	6.87	8.06	12.99	6.68
Current Portion of Long-Term Debt	-	47.6	48	35	5	-
Current Portion of Leases	-	0.16	-	-	-	-
Long-Term Debt	4.79	4.79	4.78	4.77	5.55	2.5
Federal Home Loan Bank Debt, Long-Term	128.45	65.35	114.25	99	38	47
Long-Term Leases	-	0.29	0.48	0.15	0.19	0.13
Trust Preferred Securities	13.2	13.13	13.02	12.92	12.82	12.72
Other Long-Term Liabilities	0.49	0.54	0.67	0.58	-	-
Total Liabilities	1,373	1,330	1,350	1,315	1,236	1,187

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	7.2	7.2	7.2	7.2	7.2	-
Common Stock	1.83	1.83	1.83	1.83	1.83	1.83
Additional Paid-In Capital	8.85	8.73	8.61	8.46	8.3	8.06
Retained Earnings	158.8	150.56	139.84	132.67	126	114.63
Treasury Stock	-23.74	-23.64	-21.88	-20.18	-17.17	-13.88
Comprehensive Income & Other	-17.3	-13	-19.31	-20.69	-24.22	0.63
Total Common Equity	128.44	124.47	109.09	102.09	94.74	111.26
Shareholders' Equity	135.64	131.67	116.29	109.29	101.94	111.26
Total Liabilities & Equity	1,509	1,461	1,466	1,424	1,338	1,299

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	146.45	136.71	187.41	159.91	74.55	69.02
Net Cash (Debt)	-61.66	-106.79	-146.85	-132.11	-45.12	-15.01
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-15.23	-26.28	-35.56	-31.36	-10.22	-3.37
Filing Date Shares Outstanding	4.02	4.02	4.09	4.16	4.3	4.44
Total Common Shares Outstanding	4.02	4.02	4.09	4.16	4.3	4.44
Book Value Per Share	31.93	30.93	26.65	24.51	22.05	25.06
Tangible Book Value	124.65	120.69	106.35	99.27	91.82	108.19
Tangible Book Value Per Share	30.99	29.99	25.98	23.84	21.37	24.36

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

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