South Atlantic Bancshares, Inc. (SABK)
OTCMKTS · Delayed Price · Currency is USD
24.50
-0.60 (-2.39%)
At close: Jul 28, 2026
South Atlantic Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 16.17 | 10.06 | 10.02 | 12.09 | 10.85 |
Depreciation & Amortization | 1.36 | 1.21 | 2.31 | 1.15 | 1.48 |
Gain (Loss) on Sale of Investments | 1.33 | 0.66 | 1.25 | 2.14 | -0.34 |
Provision for Credit Losses | 2.07 | 1.43 | 0.76 | 1.95 | 1.32 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -4.19 | 1.12 | 0.48 | 10.89 | 32.33 |
Accrued Interest Receivable | -0.75 | -0.37 | -1.43 | -1.25 | -0.8 |
Change in Other Net Operating Assets | 0.02 | -1.16 | -2.1 | 1.59 | -0.96 |
Other Operating Activities | 0.03 | -0.85 | -1.03 | -1.22 | -1.28 |
Operating Cash Flow | 11.72 | 14 | 10.11 | 25.86 | 37.39 |
Operating Cash Flow Growth | -16.32% | 38.53% | -60.91% | -30.84% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.98 | -6.7 | -4.32 | -1.26 | -0.72 |
Investment in Securities | 15.15 | 20.75 | 11.08 | -21.58 | -213.9 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -127.56 | -154.27 | -181.55 | -268.2 | -45.86 |
Other Investing Activities | - | - | -9.12 | -5.18 | 0.17 |
Investing Cash Flow | -115.39 | -140.22 | -183.92 | -296.22 | -260.31 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 22 | - | 119 | 0.3 | 30 |
Total Debt Issued | 22 | - | 119 | 0.3 | 30 |
Long-Term Debt Repaid | -2 | -15 | - | - | - |
Total Debt Repaid | -2 | -15 | - | - | - |
Net Debt Issued (Repaid) | 20 | -15 | 119 | 0.3 | 30 |
Issuance of Common Stock | 0.22 | 0.01 | 0.08 | 0.28 | 0.37 |
Repurchase of Common Stock | -1.87 | -0.43 | -0.51 | -0.41 | - |
Common Dividends Paid | -0.75 | -0.76 | -0.75 | - | - |
Net Increase (Decrease) in Deposit Accounts | 93.67 | 166.56 | 77.33 | 134.66 | 247.25 |
Other Financing Activities | - | - | - | 56 | - |
Financing Cash Flow | 111.28 | 150.38 | 195.16 | 190.83 | 277.61 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 7.61 | 24.17 | 21.35 | -79.53 | 54.7 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 8.74 | 7.31 | 5.79 | 24.6 | 36.67 |
Free Cash Flow Growth | 19.53% | 26.16% | -76.45% | -32.92% | - |
Free Cash Flow Margin | 14.60% | 14.98% | 12.41% | 51.65% | 82.77% |
Free Cash Flow Per Share | 1.14 | 0.95 | 0.76 | 3.21 | 4.82 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | - | - | - | 4.11 | 2.18 |
Cash Income Tax Paid | - | - | - | 2.62 | 2.41 |