Southern Michigan Bancorp Statistics
Total Valuation
SOMC has a market cap or net worth of 107.55 million.
| Market Cap | 107.55M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, July 25, 2025.
| Earnings Date | Jul 25, 2025 |
| Ex-Dividend Date | Jul 7, 2025 |
Share Statistics
SOMC has 4.63 million shares outstanding. The number of shares has increased by 1.69% in one year.
| Current Share Class | 4.63M |
| Shares Outstanding | 4.63M |
| Shares Change (YoY) | +1.69% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.09% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.30.
| PE Ratio | 9.30 |
| Forward PE | n/a |
| PS Ratio | 2.08 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.68%.
| Return on Equity (ROE) | 10.68% |
| Return on Assets (ROA) | 0.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 299,422 |
| Profits Per Employee | 66,590 |
| Employee Count | 173 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOMC has paid 1.84 million in taxes.
| Income Tax | 1.84M |
| Effective Tax Rate | 13.77% |
Stock Price Statistics
The stock price has increased by +36.77% in the last 52 weeks. The beta is 0.10, so SOMC's price volatility has been lower than the market average.
| Beta (5Y) | 0.10 |
| 52-Week Price Change | +36.77% |
| 50-Day Moving Average | 21.46 |
| 200-Day Moving Average | 19.44 |
| Relative Strength Index (RSI) | 70.28 |
| Average Volume (20 Days) | 2,327 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.11 |
Income Statement
In the last 12 months, SOMC had revenue of 51.80 million and earned 11.52 million in profits. Earnings per share was 2.50.
| Revenue | 51.80M |
| Gross Profit | 51.80M |
| Operating Income | 14.13M |
| Pretax Income | 13.36M |
| Net Income | 11.52M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.50 |
Balance Sheet
The company has 59.43 million in cash and 133.47 million in debt, giving a net cash position of -74.04 million or -16.01 per share.
| Cash & Cash Equivalents | 59.43M |
| Total Debt | 133.47M |
| Net Cash | -74.04M |
| Net Cash Per Share | -16.01 |
| Equity (Book Value) | 113.71M |
| Book Value Per Share | 24.57 |
| Working Capital | -1.27B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 27.27% |
| Pretax Margin | 25.79% |
| Profit Margin | 22.24% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.64, which amounts to a dividend yield of 2.75%.
| Dividend Per Share | 0.64 |
| Dividend Yield | 2.75% |
| Dividend Growth (YoY) | 6.90% |
| Years of Dividend Growth | 14 |
| Payout Ratio | n/a |
| Buyback Yield | -1.69% |
| Shareholder Yield | 1.07% |
| Earnings Yield | 10.71% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 17, 2021. It was a forward split with a ratio of 2.
| Last Split Date | May 17, 2021 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |