Southern Michigan Bancorp Statistics
Total Valuation
SOMC has a market cap or net worth of 139.53 million.
| Market Cap | 139.53M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, October 26, 2026.
| Earnings Date | Oct 26, 2026 |
| Ex-Dividend Date | Jul 6, 2026 |
Share Statistics
SOMC has 4.65 million shares outstanding. The number of shares has increased by 1.35% in one year.
| Current Share Class | 4.65M |
| Shares Outstanding | 4.65M |
| Shares Change (YoY) | +1.35% |
| Shares Change (QoQ) | +0.45% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 4.40M |
Valuation Ratios
The trailing PE ratio is 11.36.
| PE Ratio | 11.36 |
| Forward PE | n/a |
| PS Ratio | 2.42 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.27%.
| Return on Equity (ROE) | 10.27% |
| Return on Assets (ROA) | 0.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.71% |
| Revenue Per Employee | 223,857 |
| Profits Per Employee | 47,767 |
| Employee Count | 258 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOMC has paid 2.19 million in taxes.
| Income Tax | 2.19M |
| Effective Tax Rate | 15.11% |
Stock Price Statistics
The stock price has increased by +36.56% in the last 52 weeks. The beta is 0.19, so SOMC's price volatility has been lower than the market average.
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +36.56% |
| 50-Day Moving Average | 29.56 |
| 200-Day Moving Average | 24.19 |
| Relative Strength Index (RSI) | 41.18 |
| Average Volume (20 Days) | 519 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.25 |
Income Statement
In the last 12 months, SOMC had revenue of 57.76 million and earned 12.32 million in profits. Earnings per share was 2.64.
| Revenue | 57.76M |
| Gross Profit | 57.76M |
| Operating Income | 16.96M |
| Pretax Income | 14.52M |
| Net Income | 12.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.64 |
Balance Sheet
The company has 83.43 million in cash and 133.51 million in debt, with a net cash position of -50.09 million or -10.77 per share.
| Cash & Cash Equivalents | 83.43M |
| Total Debt | 133.51M |
| Net Cash | -50.09M |
| Net Cash Per Share | -10.77 |
| Equity (Book Value) | 126.25M |
| Book Value Per Share | 27.14 |
| Working Capital | -1.34B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.36% |
| Pretax Margin | 25.14% |
| Profit Margin | 21.34% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.68, which amounts to a dividend yield of 2.14%.
| Dividend Per Share | 0.68 |
| Dividend Yield | 2.14% |
| Dividend Growth (YoY) | 6.45% |
| Years of Dividend Growth | 15 |
| Payout Ratio | n/a |
| Buyback Yield | -1.35% |
| Shareholder Yield | 0.79% |
| Earnings Yield | 8.83% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 17, 2021. It was a forward split with a ratio of 2.
| Last Split Date | May 17, 2021 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |