Southern Michigan Bancorp Statistics
Total Valuation
SOMC has a market cap or net worth of 137.32 million.
| Market Cap | 137.32M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, February 12, 2027.
| Earnings Date | Feb 12, 2027 |
| Ex-Dividend Date | Oct 5, 2026 |
Share Statistics
SOMC has 4.62 million shares outstanding. The number of shares has increased by 1.74% in one year.
| Current Share Class | 4.62M |
| Shares Outstanding | 4.62M |
| Shares Change (YoY) | +1.74% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 4.37M |
Valuation Ratios
The trailing PE ratio is 11.08.
| PE Ratio | 11.08 |
| Forward PE | n/a |
| PS Ratio | 2.26 |
| PB Ratio | 1.10 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.08 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.42%.
| Return on Equity (ROE) | 10.42% |
| Return on Assets (ROA) | 0.74% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.68% |
| Revenue Per Employee | 233,415 |
| Profits Per Employee | 48,756 |
| Employee Count | 258 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SOMC has paid 2.35 million in taxes.
| Income Tax | 2.35M |
| Effective Tax Rate | 15.75% |
Stock Price Statistics
The stock price has increased by +20.41% in the last 52 weeks. The beta is 0.19, so SOMC's price volatility has been lower than the market average.
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +20.41% |
| 50-Day Moving Average | 30.44 |
| 200-Day Moving Average | 26.21 |
| Relative Strength Index (RSI) | 51.50 |
| Average Volume (20 Days) | 2,919 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.09 |
Income Statement
In the last 12 months, SOMC had revenue of 60.22 million and earned 12.58 million in profits. Earnings per share was 2.68.
| Revenue | 60.22M |
| Gross Profit | 60.22M |
| Operating Income | 18.20M |
| Pretax Income | 14.93M |
| Net Income | 12.58M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.68 |
Balance Sheet
The company has 157.97 million in cash and 133.88 million in debt, with a net cash position of 24.08 million or 5.21 per share.
| Cash & Cash Equivalents | 157.97M |
| Total Debt | 133.88M |
| Net Cash | 24.08M |
| Net Cash Per Share | 5.21 |
| Equity (Book Value) | 123.73M |
| Book Value Per Share | 26.76 |
| Working Capital | -1.31B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.22% |
| Pretax Margin | 24.79% |
| Profit Margin | 20.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.68, which amounts to a dividend yield of 2.29%.
| Dividend Per Share | 0.68 |
| Dividend Yield | 2.29% |
| Dividend Growth (YoY) | 6.35% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 25.37% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -1.74% |
| Shareholder Yield | 0.56% |
| Earnings Yield | 9.03% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on May 17, 2021. It was a forward split with a ratio of 2.
| Last Split Date | May 17, 2021 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |