SSB Bancorp, Inc. (SSBP)

SSB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	16.51	15.48	14.5	9.1	8.47	7.53
Interest Income on Investments	3.71	3.11	2.22	-	-	0.76
Total Interest Income	20.21	18.59	16.72	9.1	8.47	8.29
Interest Paid on Deposits	6.35	7.38	7.26	2.41	3.27	2.93
Interest Paid on Borrowings	0.87	0.9	0.81	-	-	0.87
Total Interest Expense	7.22	8.28	8.07	2.41	3.27	3.8
Net Interest Income	12.99	10.31	8.65	6.68	5.2	4.48
Net Interest Income Growth	37.07%	19.20%	29.44%	28.64%	15.84%	8.90%
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.05
Other Non-Interest Income	4.24	1.96	0.81	1.4	2.32	0.32
Total Non-Interest Income	7.65	4.94	3.49	1.4	2.32	0.72
Non-Interest Income Growth	71.62%	41.60%	149.16%	-39.52%	219.95%	57.20%
Revenues Before Loan Losses	20.64	15.25	12.14	8.08	7.51	5.21
Provision for Loan Losses	1.02	0.81	0.5	0.48	0.53	0.17
Revenue	19.62	14.44	11.64	7.61	6.98	5.03
Revenue Growth	47.89%	24.04%	53.09%	8.97%	38.64%	13.69%
Salaries and Employee Benefits	5.84	5.1	4.17	-	-	2.09
Federal Deposit Insurance	1.36	0.27	0.35	-	-	0.16
Amortization of Goodwill & Intangibles	0.59	0.59	0.44	-	-	-
Selling, General & Administrative	2.32	2.54	2.68	-	-	1.61
Other Non-Interest Expense	2.98	2.55	1.34	6.27	5.06	0.56
Total Non-Interest Expense	13.31	11.28	9.16	6.27	5.06	4.49
EBT Excluding Unusual Items	6.32	3.17	2.48	1.34	1.92	0.55
Pretax Income	6.32	3.17	2.48	1.34	1.92	0.55
Income Tax Expense	1.83	0.93	0.59	0.23	0.49	0.11
Net Income	4.49	2.24	1.9	1.11	1.43	0.44
Net Income to Common	4.49	2.24	1.9	1.11	1.43	0.44
Net Income Growth	123.82%	17.98%	71.38%	-22.66%	227.72%	14.70%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	1.35%	-0.39%	-1.83%	0.95%	0.26%	0.38%
EPS (Basic)	2.10	1.05	0.88	0.51	0.66	0.20
EPS (Diluted)	2.06	1.04	0.88	0.50	0.66	0.20
EPS Growth	121.60%	18.18%	76.00%	-23.91%	228.54%	13.68%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Effective Tax Rate	28.93%	29.37%	23.66%	17.40%	25.56%	19.99%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 23, 2026

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