Studio Financial Holdings, Inc. (STBK)
OTCMKTS · Delayed Price · Currency is USD
14.53
+0.13 (0.90%)
Oct 21, 2026, 4:00 PM EDT
Studio Financial Holdings Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 60.02 | 72.23 | 40.63 | 42.55 | 48.23 | 99.99 |
Investment Securities | 197.93 | 91.15 | 88.18 | 68.84 | 29.83 | 25.93 |
Trading Asset Securities | - | - | - | 0.74 | - | - |
Mortgage-Backed Securities | - | 73.32 | 88 | 95.05 | 70.27 | 60.98 |
Total Investments | 197.93 | 164.48 | 176.18 | 164.63 | 100.1 | 86.91 |
Gross Loans | 1,023 | 950.51 | 757.2 | 749.44 | 645.08 | 400.64 |
Allowance for Loan Losses | -12.01 | -10.74 | -9.02 | -8.89 | -7.4 | -4.51 |
Net Loans | 1,011 | 939.77 | 748.18 | 740.55 | 637.68 | 396.12 |
Property, Plant & Equipment | 6.21 | 6.76 | 4.68 | 5.3 | 6.52 | 2.75 |
Loans Held for Sale | 8.8 | 4.13 | 3.96 | 4.81 | 2.14 | 6.59 |
Accrued Interest Receivable | 4.96 | 4.83 | 4.45 | 4.17 | 2.49 | 1.36 |
Long-Term Deferred Tax Assets | - | 6.04 | 6.24 | 6.04 | 4.9 | 2.51 |
Other Real Estate Owned & Foreclosed | 3.64 | 2.25 | 2.77 | - | - | - |
Other Long-Term Assets | 52.73 | 43.65 | 33.73 | 22.12 | 18.12 | 14.66 |
Total Assets | 1,345 | 1,244 | 1,021 | 990.16 | 820.17 | 610.88 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 6.97 | 5.16 | 3 | - | - | - |
Interest Bearing Deposits | 979.98 | 890.03 | 678.83 | 611.69 | 511.42 | 386.66 |
Institutional Deposits | - | 23.39 | 29.64 | 24.73 | 27.88 | 8.11 |
Non-Interest Bearing Deposits | 183.81 | 152.57 | 137.94 | 126.9 | 174.09 | 152.4 |
Total Deposits | 1,164 | 1,066 | 846.4 | 763.31 | 713.39 | 547.16 |
Short-Term Borrowings | - | - | 50 | 55.19 | 10 | 5 |
Current Portion of Long-Term Debt | - | - | - | 55 | - | - |
Current Portion of Leases | - | 0.44 | - | - | 0.87 | 0.5 |
Accrued Interest Payable | - | 1.32 | 0.84 | 1.14 | 0.78 | 0.01 |
Long-Term Debt | 39.11 | 39.08 | 19.81 | 19.74 | 19.67 | - |
Federal Home Loan Bank Debt, Long-Term | 40 | 40 | 20 | 20 | - | - |
Long-Term Leases | 5.64 | 5.58 | 3.96 | 4.21 | 4.04 | 1.1 |
Other Long-Term Liabilities | - | 1.32 | 1.24 | 3.19 | 1.9 | 2.46 |
Total Liabilities | 1,256 | 1,159 | 945.25 | 921.78 | 750.64 | 556.24 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 75.68 | 75.26 | 74.35 | 73.68 | 78.38 | 59.98 |
Retained Earnings | 17.31 | 14.08 | 7.62 | 0.91 | -1.23 | -5.31 |
Comprehensive Income & Other | -3.42 | -4.08 | -6.42 | -6.21 | -7.62 | -0.03 |
Shareholders' Equity | 89.57 | 85.26 | 75.55 | 68.38 | 69.53 | 54.65 |
Total Liabilities & Equity | 1,345 | 1,244 | 1,021 | 990.16 | 820.17 | 610.88 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 84.75 | 85.1 | 93.77 | 154.13 | 34.57 | 6.6 |
Net Cash (Debt) | -24.73 | -12.87 | -53.14 | -110.84 | 13.65 | 93.39 |
Net Cash Growth | - | - | - | - | -85.38% | 25.03% |
Net Cash Per Share | -3.48 | -1.82 | -7.58 | -14.78 | 1.83 | 14.81 |
Filing Date Shares Outstanding | 7.18 | 7.14 | 7.06 | 7.01 | 7.55 | 6.2 |
Total Common Shares Outstanding | 7.18 | 7.14 | 7.06 | 7.01 | 7.55 | 6.2 |
Book Value Per Share | 12.48 | 11.95 | 10.70 | 9.75 | 9.20 | 8.81 |
Tangible Book Value | 89.57 | 85.26 | 75.55 | 68.38 | 69.53 | 54.65 |
Tangible Book Value Per Share | 12.48 | 11.95 | 10.70 | 9.75 | 9.20 | 8.81 |