Studio Financial Holdings, Inc. (STBK)
OTCMKTS · Delayed Price · Currency is USD
14.53
+0.13 (0.90%)
Oct 21, 2026, 4:00 PM EDT
Studio Financial Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 6.46 | 6.72 | 2.29 | 4.08 | 6.61 |
Depreciation & Amortization | 0.42 | 0.55 | 1.33 | 1.12 | 0.74 |
Other Amortization | 0.11 | 0.07 | 0.07 | - | - |
Gain (Loss) on Sale of Assets | -0.06 | - | - | - | - |
Gain (Loss) on Sale of Investments | -0.55 | -0.42 | 0.02 | 0.22 | 0.29 |
Provision for Credit Losses | 2.25 | 0.58 | 2.43 | 2.91 | 1.35 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 1.77 | 3.3 | - | - | 20.04 |
Accrued Interest Receivable | -5.48 | 0.02 | -2.18 | -0.61 | -0.86 |
Change in Other Net Operating Assets | -0.02 | -0.04 | -0.7 | -0.53 | -0.48 |
Other Operating Activities | -2.28 | -1.12 | -1.23 | -0.32 | -0.58 |
Operating Cash Flow | 3.62 | 5.94 | 1.86 | 11.36 | 21.35 |
Operating Cash Flow Growth | -38.99% | 219.08% | -83.62% | -46.78% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.43 | -0.14 | -0.11 | -1.65 | -0.91 |
Investment in Securities | 15.32 | -14.74 | -61.92 | -22.88 | -36.4 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -195.33 | -10.72 | -104.35 | -244.47 | -137.96 |
Other Investing Activities | -2.42 | -7.6 | -3.89 | -3.06 | -0.07 |
Investing Cash Flow | -180.73 | -33.2 | -170.27 | -272.06 | -175.33 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 59.02 | 50 | 118 | 24.67 | - |
Long-Term Debt Repaid | -70 | -108 | - | - | -3 |
Net Debt Issued (Repaid) | -10.98 | -58 | 118 | 24.67 | -3 |
Issuance of Common Stock | 0.11 | 0.25 | 0.04 | 18.05 | 0.12 |
Repurchase of Common Stock | - | - | -5.23 | - | - |
Net Increase (Decrease) in Deposit Accounts | 219.59 | 83.09 | 49.92 | 166.23 | 172.08 |
Other Financing Activities | -0.01 | - | - | - | -0 |
Financing Cash Flow | 208.71 | 25.34 | 162.73 | 208.94 | 169.2 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 31.6 | -1.92 | -5.67 | -51.76 | 15.22 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 3.2 | 5.8 | 1.75 | 9.71 | 20.44 |
Free Cash Flow Growth | -44.85% | 231.07% | -81.97% | -52.50% | - |
Free Cash Flow Margin | 8.88% | 19.60% | 7.45% | 40.74% | 99.63% |
Free Cash Flow Per Share | 0.45 | 0.83 | 0.23 | 1.30 | 3.24 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 32.37 | 34.36 | 26.01 | 4.69 | 1.5 |
Cash Income Tax Paid | 1.03 | 2.49 | 1.12 | 1.3 | 0.21 |