SVB & T Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	31.75	30.82	29.8	26.56	19.4	18.66
Interest Income on Investments	4.81	4.81	3.85	3.09	2.15	2.05
Total Interest Income	36.56	35.63	33.65	29.65	21.55	20.71
Interest Paid on Deposits	13.76	14.79	16.32	11.32	2.41	1.23
Interest Paid on Borrowings	-	-	0.38	0.7	0.76	0.73
Total Interest Expense	13.76	14.79	16.69	12.02	3.16	1.95
Net Interest Income	22.8	20.83	16.96	17.63	18.39	18.76
Net Interest Income Growth	-	22.85%	-3.81%	-4.13%	-1.96%	12.99%
Trust Income	6.27	5.75	5.1	4.49	4.1	4.07
Gain (Loss) on Sale of Investments	-	-	-0.01	-	-	0.01
Other Non-Interest Income	3.22	3.05	4.02	3	3.43	2.08
Total Non-Interest Income	11.12	10.14	10.38	8.4	8.65	8.59
Non-Interest Income Growth	-	-2.33%	23.59%	-2.95%	0.72%	10.21%
Revenues Before Loan Losses	33.93	30.97	27.34	26.03	27.04	27.35
Provision for Loan Losses	0.8	0.57	0.12	0.54	0.97	1.29
Revenue	33.13	30.4	27.22	25.48	26.07	26.06
Revenue Growth	-	11.69%	6.80%	-2.24%	0.02%	21.63%
Salaries and Employee Benefits	11.29	10.99	12.2	11.17	11.03	10.38
Occupancy Expenses	2.28	2.28	2.15	2.22	2.08	1.98
Federal Deposit Insurance	0.29	0.29	0.28	0.26	0.14	0.13
Selling, General & Administrative	0.87	0.57	0.17	0.13	0.05	0.05
Other Non-Interest Expense	5.78	5.73	5.4	5.18	5.23	4.74
Total Non-Interest Expense	20.51	19.85	20.19	18.96	18.52	17.28
EBT Excluding Unusual Items	12.62	10.55	7.03	6.52	7.55	8.79
Pretax Income	12.62	10.55	7.03	6.52	7.55	8.79
Income Tax Expense	2.01	1.73	0.92	0.88	1.2	1.4
Net Income	10.62	8.82	6.11	5.65	6.35	7.38
Preferred Dividends & Other Adjustments	0.02	0.02	0.02	0.02	0.02	0.02
Net Income to Common	10.6	8.81	6.09	5.63	6.34	7.37
Net Income Growth	-	44.61%	8.19%	-11.13%	-14.01%	52.68%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change	1.22%	0.48%	0.30%	-0.10%	-0.25%	-1.40%
EPS (Basic)	9.62	8.01	5.55	5.12	5.76	6.68
EPS (Diluted)	9.50	7.95	5.53	5.12	5.76	6.68
EPS Growth	-	43.76%	7.92%	-11.04%	-13.79%	54.85%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	0.920	0.780	0.720	0.640	0.540
Dividend Growth	-	17.95%	8.33%	12.50%	18.52%	3.85%
Effective Tax Rate	15.89%	16.35%	13.11%	13.46%	15.88%	15.98%