Town Center Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017
Cash & Equivalents	27.09	28.16	4.91	5.69	5.03
Investment Securities	0.81	1	0.7	0.67	1.55
Mortgage-Backed Securities	12.25	13.2	16.46	22.2	23.61
Total Investments	13.05	14.19	17.16	22.86	25.16
Gross Loans	106.93	111.24	81.18	74	68.12
Allowance for Loan Losses	-1.14	-1.13	-0.85	-0.88	-0.88
Other Adjustments to Gross Loans	-0.4	-0.58	-	-	-
Net Loans	105.39	109.53	80.33	73.12	67.24
Property, Plant & Equipment	0.64	0.46	0.53	0.3	0.4
Accrued Interest Receivable	0.39	0.5	0.34	0.32	0.29
Long-Term Deferred Tax Assets	2.38	2.75	3.15	1.27	-
Other Long-Term Assets	0.14	0.15	0.15	0.18	0.19
Total Assets	149.35	155.99	106.72	103.89	98.45
Interest Bearing Deposits	66.1	50.13	45.06	45.45	43.09
Institutional Deposits	16.43	18.02	23.61	23.53	23.74
Non-Interest Bearing Deposits	43.06	38.45	18.4	20.36	18.57
Total Deposits	125.59	106.6	87.06	89.34	85.4
Short-Term Borrowings	5	5.5	3	-	-
Current Portion of Long-Term Debt	1	1	1	1	-
Current Portion of Leases	0.17	-	-	-	-
Accrued Interest Payable	0.03	0.03	0.1	0.07	0.03
Long-Term Debt	-	25.87	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	1	1	2	3
Long-Term Leases	0.32	0.25	0.24	-	-
Other Long-Term Liabilities	0.75	0.52	0.1	0.1	0.25
Total Liabilities	132.86	140.77	92.5	92.51	88.68
Common Stock	2.33	2.33	2.33	2.33	2.33
Additional Paid-In Capital	20.79	20.79	20.79	20.79	20.68
Retained Earnings	-6.59	-8.2	-8.92	-11.17	-12.89
Comprehensive Income & Other	-0.05	0.3	0.02	-0.58	-0.35
Shareholders' Equity	16.48	15.22	14.22	11.38	9.77
Total Liabilities & Equity	149.35	155.99	106.72	103.89	98.45
Total Debt	6.49	33.62	5.24	3	3
Net Cash (Debt)	20.6	-5.47	-0.09	2.69	2.03
Net Cash Growth	-	-	-	32.46%	-67.67%
Net Cash Per Share	8.83	-2.34	-0.04	1.15	0.87
Filing Date Shares Outstanding	2.33	2.33	2.33	2.33	2.33
Total Common Shares Outstanding	2.33	2.33	2.33	2.33	2.33
Book Value Per Share	7.06	6.52	6.09	4.88	4.19
Tangible Book Value	16.48	15.22	14.22	11.38	9.77
Tangible Book Value Per Share	7.06	6.52	6.09	4.88	4.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.