Town Center Bank (TCNB)

Town Center Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Net Income	1.61	0.73	2.24	1.73	0.15
Depreciation & Amortization	0.08	0.1	0.13	0.13	0.13
Other Amortization	-	-	-	0.02	0.1
Gain (Loss) on Sale of Assets	-	-0.01	-0.1	-0.02	-0.02
Gain (Loss) on Sale of Investments	0.12	0.14	0.06	0.13	0.17
Provision for Credit Losses	0.07	0.22	0.01	-	0.03
Accrued Interest Receivable	0.12	-0.16	0.02	-0.05	-0.09
Change in Other Net Operating Assets	-0.18	-0.06	-0	-	-
Other Operating Activities	0.46	0.13	-1.81	-1.27	-
Operating Cash Flow	2.51	1.45	0.58	0.66	0.59
Operating Cash Flow Growth	72.61%	152.26%	-12.73%	11.11%	-1.82%

Investing Activities

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Capital Expenditures	-0.02	-0.02	-0.12	-0.03	-0.09
Sale of Property, Plant and Equipment	-	0.01	-	-	-
Investment in Securities	0.57	3.18	6.24	1.95	5.66
Net Decrease (Increase) in Loans Originated / Sold - Investing	4.25	-29.17	-7.59	-5.9	-11.37
Other Investing Activities	-	-0.11	-0.02	-	-0.06
Investing Cash Flow	4.8	-26.12	-1.08	-3.94	-5.84

Financing Activities

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Long-Term Debt Issued	5	40.32	3	-	3
Long-Term Debt Repaid	-32.37	-11.96	-1	-	-
Net Debt Issued (Repaid)	-27.37	28.37	2	-	3
Net Increase (Decrease) in Deposit Accounts	18.99	19.54	-2.28	3.94	1
Financing Cash Flow	-8.38	47.91	-0.28	3.94	4

Net Cash Flow

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Net Cash Flow	-1.06	23.24	-0.78	0.66	-1.26

Free Cash Flow

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Free Cash Flow	2.48	1.44	0.46	0.63	0.51
Free Cash Flow Growth	72.86%	213.75%	-27.07%	23.38%	2.41%
Free Cash Flow Margin	38.11%	29.23%	11.16%	15.31%	13.38%
Free Cash Flow Per Share	1.06	0.62	0.20	0.27	0.22

Additional Metrics

Fiscal Year	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period Ending	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017
Cash Interest Paid	0.49	0.88	1.12	0.72	0.49

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2019

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 14, 2026

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