Town Center Bank (TCNB)

Town Center Bank Statistics

Total Valuation

TCNB has a market cap or net worth of 14.12 million.

Market Cap	14.12M
Enterprise Value	n/a

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

TCNB has 2.33 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	2.33M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.78.

PE Ratio	8.78
Forward PE	n/a
PS Ratio	2.17
PB Ratio	0.86
P/TBV Ratio	0.86
P/FCF Ratio	5.68
P/OCF Ratio	5.63
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.61
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.14%.

Return on Equity (ROE)	10.14%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +5.59% in the last 52 weeks. The beta is 0.04, so TCNB's price volatility has been lower than the market average.

Beta (5Y)	0.04
52-Week Price Change	+5.59%
50-Day Moving Average	5.98
200-Day Moving Average	5.92
Relative Strength Index (RSI)	66.37
Average Volume (20 Days)	685

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.04

Income Statement

In the last 12 months, TCNB had revenue of 6.52 million and earned 1.61 million in profits. Earnings per share was 0.69.

Revenue	6.52M
Gross Profit	6.52M
Operating Income	2.29M
Pretax Income	2.25M
Net Income	1.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.69

Balance Sheet

The company has 27.09 million in cash and 6.49 million in debt, giving a net cash position of 20.60 million or 8.83 per share.

Cash & Cash Equivalents	27.09M
Total Debt	6.49M
Net Cash	20.60M
Net Cash Per Share	8.83
Equity (Book Value)	16.48M
Book Value Per Share	7.06
Working Capital	-104.31M

Cash Flow

In the last 12 months, operating cash flow was 2.51 million and capital expenditures -24,000, giving a free cash flow of 2.48 million.

Operating Cash Flow	2.51M
Capital Expenditures	-24,000
Free Cash Flow	2.48M
FCF Per Share	1.06

Margins

Gross Margin	n/a
Operating Margin	35.15%
Pretax Margin	34.47%
Profit Margin	24.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	38.11%

Dividends & Yields

TCNB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	11.39%
FCF Yield	17.59%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a