Tri City Bankshares Corporation (TRCY)

Tri City Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	136.98	152.47	194.78	53.18	135.46	195.37
Investment Securities	-	100.57	160.26	182.72	185.06	184.19
Trading Asset Securities	-	0.54	0.44	2.32	1.2	2.78
Mortgage-Backed Securities	462.23	379.24	454.57	512.24	640.93	381.53
Total Investments	462.23	480.35	615.27	697.29	827.19	568.51
Gross Loans	1,157	1,178	1,174	1,178	1,015	959.12
Allowance for Loan Losses	-14.43	-14.16	-14.58	-13.71	-13.57	-13.11
Other Adjustments to Gross Loans	-	-	-	-	-0.28	-0.87
Net Loans	1,143	1,164	1,159	1,164	1,001	945.14
Property, Plant & Equipment	67.82	31.87	32.07	33.08	31.88	31.69
Accrued Interest Receivable	-	4.92	5.4	5.53	4.87	4.74
Other Receivables	-	3.13	1.39	4.06	0.88	0.53
Other Current Assets	-	1.53	1.82	1.52	1.78	3.63
Long-Term Deferred Tax Assets	-	16.92	18.72	30.29	2.75	-
Other Long-Term Assets	40.31	49.25	47.15	46.38	46.87	45.31
Total Assets	1,850	1,907	2,079	2,038	2,054	1,796
Accrued Expenses	-	1.15	1.62	1.21	1.24	2.67
Interest Bearing Deposits	1,264	1,310	1,342	1,379	1,338	1,147
Institutional Deposits	-	35.22	23.93	6.13	7.57	6.53
Non-Interest Bearing Deposits	400.81	393.32	402.04	506.59	498.79	420.97
Total Deposits	1,665	1,738	1,768	1,891	1,844	1,575
Short-Term Borrowings	-	0.54	150.44	2.32	1.2	2.78
Current Portion of Leases	-	1.06	-	-	-	-
Accrued Interest Payable	-	0.76	0.56	0.03	0.04	0.06
Long-Term Leases	11.42	10.48	12.13	12.72	14.57	15.66
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.69
Other Long-Term Liabilities	3.39	1.49	2.1	2.31	1.44	8.86
Total Liabilities	1,680	1,754	1,935	1,910	1,863	1,605
Common Stock	8.9	8.9	8.9	8.9	8.9	8.9
Additional Paid-In Capital	26.54	26.54	26.54	26.54	26.54	26.54
Retained Earnings	178.46	175.19	170.47	170.42	158.3	147.57
Comprehensive Income & Other	-43.57	-57.08	-62.4	-77.3	-2.12	8.08
Shareholders' Equity	170.34	153.55	143.51	128.57	191.63	191.1
Total Liabilities & Equity	1,850	1,907	2,079	2,038	2,054	1,796
Total Debt	12.11	12.07	162.57	15.04	15.77	18.44
Net Cash (Debt)	124.87	140.93	32.64	40.47	120.89	179.71
Net Cash Growth	-	331.74%	-19.34%	-66.53%	-32.73%	136.34%
Net Cash Per Share	14.04	15.83	3.67	4.54	13.58	20.18
Filing Date Shares Outstanding	9	8.9	8.9	8.9	8.9	8.9
Total Common Shares Outstanding	9	8.9	8.9	8.9	8.9	8.9
Book Value Per Share	18.93	17.24	16.12	14.44	21.52	21.46
Tangible Book Value	170.34	153.55	143.51	128.57	191.63	191.1
Tangible Book Value Per Share	18.93	17.24	16.12	14.44	21.52	21.46

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.