Tri City Bankshares Corporation (TRCY)

Tri City Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	219.33	152.47	194.78	53.18	135.46	195.37
Investment Securities	-	100.57	160.26	182.72	185.06	184.19
Trading Asset Securities	-	0.54	0.44	2.32	1.2	2.78
Mortgage-Backed Securities	474.99	379.24	454.57	512.24	640.93	381.53
Total Investments	474.99	480.35	615.27	697.29	827.19	568.51
Gross Loans	1,152	1,178	1,174	1,178	1,015	959.12
Allowance for Loan Losses	-14.33	-14.16	-14.58	-13.71	-13.57	-13.11
Other Adjustments to Gross Loans	-	-	-	-	-0.28	-0.87
Net Loans	1,138	1,164	1,159	1,164	1,001	945.14
Property, Plant & Equipment	31.1	31.87	32.07	33.08	31.88	31.69
Accrued Interest Receivable	-	4.92	5.4	5.53	4.87	4.74
Other Receivables	-	3.13	1.39	4.06	0.88	0.53
Other Current Assets	-	1.53	1.82	1.52	1.78	3.63
Long-Term Deferred Tax Assets	-	16.92	18.72	30.29	2.75	-
Other Long-Term Assets	75.56	49.25	47.15	46.38	46.87	45.31
Total Assets	1,939	1,907	2,079	2,038	2,054	1,796
Accrued Expenses	-	1.15	1.62	1.21	1.24	2.67
Interest Bearing Deposits	1,306	1,310	1,342	1,379	1,338	1,147
Institutional Deposits	-	35.22	23.93	6.13	7.57	6.53
Non-Interest Bearing Deposits	430.93	393.32	402.04	506.59	498.79	420.97
Total Deposits	1,737	1,738	1,768	1,891	1,844	1,575
Short-Term Borrowings	-	0.54	150.44	2.32	1.2	2.78
Current Portion of Leases	-	1.06	-	-	-	-
Accrued Interest Payable	-	0.76	0.56	0.03	0.04	0.06
Long-Term Leases	11.54	10.48	12.13	12.72	14.57	15.66
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.69
Other Long-Term Liabilities	10.13	1.49	2.1	2.31	1.44	8.86
Total Liabilities	1,759	1,754	1,935	1,910	1,863	1,605
Common Stock	8.9	8.9	8.9	8.9	8.9	8.9
Additional Paid-In Capital	26.54	26.54	26.54	26.54	26.54	26.54
Retained Earnings	181	175.19	170.47	170.42	158.3	147.57
Comprehensive Income & Other	-36.66	-57.08	-62.4	-77.3	-2.12	8.08
Shareholders' Equity	179.79	153.55	143.51	128.57	191.63	191.1
Total Liabilities & Equity	1,939	1,907	2,079	2,038	2,054	1,796
Total Debt	12.23	12.07	162.57	15.04	15.77	18.44
Net Cash (Debt)	207.09	140.93	32.64	40.47	120.89	179.71
Net Cash Growth	-	331.74%	-19.34%	-66.53%	-32.73%	136.34%
Net Cash Per Share	23.14	15.83	3.67	4.54	13.58	20.18
Filing Date Shares Outstanding	9	8.9	8.9	8.9	8.9	8.9
Total Common Shares Outstanding	9	8.9	8.9	8.9	8.9	8.9
Book Value Per Share	19.99	17.24	16.12	14.44	21.52	21.46
Tangible Book Value	179.79	153.55	143.51	128.57	191.63	191.1
Tangible Book Value Per Share	19.99	17.24	16.12	14.44	21.52	21.46

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.