Tri City Bankshares Corporation (TRCY)

Tri City Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	14.65	11.73	6.46	17.47	15.36
Depreciation & Amortization	4.94	5.93	6.49	6.28	5.44
Gain (Loss) on Sale of Assets	0	-1.07	-0.05	-0.01	-0
Gain (Loss) on Sale of Investments	3.09	5.93	2.13	-0.37	0.03
Provision for Credit Losses	0.25	-0.43	-0.46	-	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.69	0.45	0.35	0.77	2.48
Accrued Interest Receivable	2.24	1.23	0.23	-0.93	3.71
Change in Other Net Operating Assets	-0.6	-0.6	-0.58	-0.71	-0.73
Other Operating Activities	-2.2	-2.03	6.24	-0.8	-0.8
Operating Cash Flow	22	19.84	19.35	22.98	19.87
Operating Cash Flow Growth	10.91%	2.52%	-15.78%	15.63%	3.10%
Capital Expenditures	-1.88	-2.75	-1.76	-5.18	-3.24
Sale of Property, Plant and Equipment	-	1.26	0.06	0.08	0
Investment in Securities	6.52	132.33	97.85	18	-289.06
Net Decrease (Increase) in Loans Originated / Sold - Investing	11.96	-4.14	5.65	-160.31	-53.53
Other Investing Activities	-0	-2.2	-0.17	0.53	0.88
Investing Cash Flow	16.59	124.5	101.62	-146.87	-344.94
Short-Term Debt Issued	0.69	-	150	-	-
Total Debt Issued	0.69	-	150	-	-
Short-Term Debt Repaid	-	-150	-	-	-
Total Debt Repaid	-	-150	-	-	-
Net Debt Issued (Repaid)	0.69	-150	150	-	-
Common Dividends Paid	-6.41	-6.41	-6.41	-5.34	-4.63
Net Increase (Decrease) in Deposit Accounts	66.04	-30.24	-122.97	46.96	269.79
Financing Cash Flow	60.32	-186.65	20.62	41.62	265.16
Net Cash Flow	98.92	-42.31	141.59	-82.28	-59.9
Free Cash Flow	20.12	17.09	17.59	17.8	16.63
Free Cash Flow Growth	17.73%	-2.85%	-1.17%	7.02%	-6.18%
Free Cash Flow Margin	27.01%	25.86%	25.79%	23.46%	23.75%
Free Cash Flow Per Share	2.26	1.92	1.98	2.00	1.87
Cash Interest Paid	17.64	23.39	14.92	1.87	0.96
Cash Income Tax Paid	1.49	0.33	2.14	2.45	2.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.