Tri City Bankshares Corporation (TRCY)

Tri City Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	11.73	6.46	17.47	15.36	14.22
Depreciation & Amortization	5.93	6.49	6.28	5.44	4.94
Gain (Loss) on Sale of Assets	-1.07	-0.05	-0.01	-0	-0.03
Gain (Loss) on Sale of Investments	5.93	2.13	-0.37	0.03	-
Provision for Credit Losses	-0.43	-0.46	-	-	1.5
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.45	0.35	0.77	2.48	2.41
Accrued Interest Receivable	1.23	0.23	-0.93	3.71	0.77
Change in Other Net Operating Assets	-0.6	-0.58	-0.71	-0.73	-0.7
Other Operating Activities	-2.03	6.24	-0.8	-0.8	-1.78
Operating Cash Flow	19.84	19.35	22.98	19.87	19.27
Operating Cash Flow Growth	2.52%	-15.78%	15.63%	3.10%	44.73%
Capital Expenditures	-2.75	-1.76	-5.18	-3.24	-1.55
Sale of Property, Plant and Equipment	1.26	0.06	0.08	0	0.05
Investment in Securities	132.33	97.85	18	-289.06	-161.48
Net Decrease (Increase) in Loans Originated / Sold - Investing	-4.14	5.65	-160.31	-53.53	-54.15
Other Investing Activities	-2.2	-0.17	0.53	0.88	-1.5
Investing Cash Flow	124.5	101.62	-146.87	-344.94	-218.64
Short-Term Debt Issued	-	150	-	-	-
Total Debt Issued	-	150	-	-	-
Short-Term Debt Repaid	-150	-	-	-	-
Total Debt Repaid	-150	-	-	-	-
Net Debt Issued (Repaid)	-150	150	-	-	-
Common Dividends Paid	-6.41	-6.41	-5.34	-4.63	-4.63
Net Increase (Decrease) in Deposit Accounts	-30.24	-122.97	46.96	269.79	302.84
Financing Cash Flow	-186.65	20.62	41.62	265.16	298.21
Net Cash Flow	-42.31	141.59	-82.28	-59.9	98.85
Free Cash Flow	17.09	17.59	17.8	16.63	17.73
Free Cash Flow Growth	-2.85%	-1.17%	7.02%	-6.18%	68.12%
Free Cash Flow Margin	25.93%	25.79%	23.46%	23.75%	26.66%
Free Cash Flow Per Share	1.92	1.98	2.00	1.87	1.99
Cash Interest Paid	23.39	14.92	1.87	0.96	1.46
Cash Income Tax Paid	0.47	2.14	2.45	2.83	2.81

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.