Tri City Bankshares Corporation (TRCY)

Tri City Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	11.73	6.46	17.47	15.36
Depreciation & Amortization	-	5.93	6.49	6.28	5.44
Gain (Loss) on Sale of Assets	-	-1.07	-0.05	-0.01	-0
Gain (Loss) on Sale of Investments	-	5.93	2.13	-0.37	0.03
Provision for Credit Losses	-	-0.43	-0.46	-	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	0.45	0.35	0.77	2.48
Accrued Interest Receivable	-	1.23	0.23	-0.93	3.71
Change in Other Net Operating Assets	-	-0.6	-0.58	-0.71	-0.73
Other Operating Activities	-	-2.03	6.24	-0.8	-0.8
Operating Cash Flow	-	19.84	19.35	22.98	19.87
Operating Cash Flow Growth	-	2.52%	-15.78%	15.63%	3.10%
Capital Expenditures	-	-2.75	-1.76	-5.18	-3.24
Sale of Property, Plant and Equipment	-	1.26	0.06	0.08	0
Investment in Securities	-	132.33	97.85	18	-289.06
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-4.14	5.65	-160.31	-53.53
Other Investing Activities	-	-2.2	-0.17	0.53	0.88
Investing Cash Flow	-	124.5	101.62	-146.87	-344.94
Short-Term Debt Issued	-	-	150	-	-
Total Debt Issued	-	-	150	-	-
Short-Term Debt Repaid	-	-150	-	-	-
Total Debt Repaid	-	-150	-	-	-
Net Debt Issued (Repaid)	-	-150	150	-	-
Common Dividends Paid	-	-6.41	-6.41	-5.34	-4.63
Net Increase (Decrease) in Deposit Accounts	-	-30.24	-122.97	46.96	269.79
Financing Cash Flow	-	-186.65	20.62	41.62	265.16
Net Cash Flow	-	-42.31	141.59	-82.28	-59.9
Free Cash Flow	-	17.09	17.59	17.8	16.63
Free Cash Flow Growth	-	-2.85%	-1.17%	7.02%	-6.18%
Free Cash Flow Margin	-	25.93%	25.79%	23.46%	23.75%
Free Cash Flow Per Share	-	1.92	1.98	2.00	1.87
Cash Interest Paid	-	23.39	14.92	1.87	0.96
Cash Income Tax Paid	-	0.47	2.14	2.45	2.83

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.